Cargando…
Insurance and behavioral economics : improving decisions in the most misunderstood industry /
"This book examines the behavior of individuals at risk, insurance industry decision makers and policy makers involved in the selling, buying, and regulating of insurance"--
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Otros Autores: | , |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Cambridge :
Cambridge University Press,
2012.
|
| Temas: | |
| Acceso en línea: | Texto completo |
MARC
| LEADER | 00000cam a2200000 a 4500 | ||
|---|---|---|---|
| 001 | EBSCO_ocn821624002 | ||
| 003 | OCoLC | ||
| 005 | 20231017213018.0 | ||
| 006 | m o d | ||
| 007 | cr cnu---unuuu | ||
| 008 | 121217s2012 enk ob 001 0 eng d | ||
| 040 | |a N$T |b eng |e pn |c N$T |d CDX |d OCLCO |d YDXCP |d CAMBR |d OCLCF |d EBLCP |d DEBSZ |d AUD |d GPM |d CCO |d UBY |d IDEBK |d E7B |d CGU |d OCLCQ |d MYUKM |d YDX |d OCLCQ |d ZCU |d OCLCQ |d TKN |d OL$ |d OCLCQ |d OCLCA |d OCLCQ |d OCLCO |d OCLCQ |d OCLCO | ||
| 019 | |a 823724596 |a 824350349 |a 828928535 |a 832194610 |a 846540918 |a 973219894 |a 982638656 |a 982901314 |a 999648932 | ||
| 020 | |a 9781139624725 |q (electronic bk.) | ||
| 020 | |a 1139624725 |q (electronic bk.) | ||
| 020 | |a 9781139050319 |q (electronic bk.) | ||
| 020 | |a 1139050311 |q (electronic bk.) | ||
| 020 | |a 9781139615426 | ||
| 020 | |a 1139615424 | ||
| 020 | |a 9781139611701 |q (e-book) | ||
| 020 | |a 1139611704 |q (e-book) | ||
| 020 | |z 9780521845724 | ||
| 020 | |z 0521845726 | ||
| 020 | |z 9780521608268 | ||
| 020 | |z 0521608260 | ||
| 020 | |z 9781283871082 | ||
| 020 | |z 1283871084 | ||
| 024 | 8 | |a 40021962572 | |
| 029 | 1 | |a AU@ |b 000050522857 | |
| 029 | 1 | |a AU@ |b 000066755972 | |
| 029 | 1 | |a CHNEW |b 000604211 | |
| 029 | 1 | |a CHVBK |b 303096748 | |
| 029 | 1 | |a DEBBG |b BV041052178 | |
| 029 | 1 | |a DEBSZ |b 431288623 | |
| 029 | 1 | |a NZ1 |b 16077680 | |
| 029 | 1 | |a DKDLA |b 820120-katalog:999908940505765 | |
| 035 | |a (OCoLC)821624002 |z (OCoLC)823724596 |z (OCoLC)824350349 |z (OCoLC)828928535 |z (OCoLC)832194610 |z (OCoLC)846540918 |z (OCoLC)973219894 |z (OCoLC)982638656 |z (OCoLC)982901314 |z (OCoLC)999648932 | ||
| 037 | |a 418358 |b MIL | ||
| 050 | 4 | |a HG8054.5 |b .K858 2012eb | |
| 072 | 7 | |a BUS |x 033070 |2 bisacsh | |
| 072 | 7 | |a SOC |2 eflch | |
| 082 | 0 | 4 | |a 368 |2 23 |
| 084 | |a BUS038000 |2 bisacsh | ||
| 084 | |a PE 520 |2 rvk | ||
| 084 | |a QQ 600 |2 rvk | ||
| 049 | |a UAMI | ||
| 100 | 1 | |a Kunreuther, Howard. | |
| 245 | 1 | 0 | |a Insurance and behavioral economics : |b improving decisions in the most misunderstood industry / |c Howard Kunreuther, Mark V. Pauly, Stacey McMorrow. |
| 260 | |a Cambridge : |b Cambridge University Press, |c 2012. | ||
| 300 | |a 1 online resource | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
| 338 | |a online resource |b cr |2 rdacarrier | ||
| 520 | |a "This book examines the behavior of individuals at risk, insurance industry decision makers and policy makers involved in the selling, buying, and regulating of insurance"-- |c Provided by publisher | ||
| 504 | |a Includes bibliographical references and index. | ||
| 588 | 0 | |a Print version record. | |
| 505 | 0 | |a Cover; Insurance and Behavioral Economics; Title; Copyright; Contents; Preface; Acknowledgments; Part I Contrasting Ideal and Real Worlds of Insurance; 1 Purposes of This Book; The Roots of Misunderstanding of Insurance; Comparing actual behavior with Benchmark Models; Summary; 2 An Introduction to Insurance in Practice and Theory; Four Examples of Insurance Behavior in Practice; Insurance and the U.S. Economy; The Benchmark Model of Supply; Fundamental Principles of Insurance Supply; The Law of Large Numbers, Insurance Supply, and Competitive Equilibrium; Solving Two Interrelated Problems. | |
| 505 | 8 | |a The Benchmark Model of DemandDemand for Insurance using the Expected Utility Model; Choosing Optimal Deductibles; Summary; 3 Anomalies and Rumors of Anomalies; Insurance in the Media; A Short Tour of Studies on Behavioral Models and Insurance Anomalies; The Elements of Anomaly: A Hypothetical Example; Defining Anomalies; Types of Anomalies; Demand-Side Anomalies; Supply-Side Anomalies; Summary; 4 Behavior Consistent with Benchmark Models; Relevant Assumptions for Examining Behavior; Automobile Collision Coverage; Renters' Insurance; Term-Life Insurance; Summary; Appendix to Chapter 4. | |
| 505 | 8 | |a Estimate of Voluntary Collision Purchase Using Consumer Expenditure Survey DataStep One: Estimate a premium equation using those individuals with financing.; Step Two: Use the model to predict premiums for those purchasing cars without financing.; Step Three: Compare actual and predicted premiums to infer the percentage purchasing collision coverage.; Part II Understanding Consumer and Insurer Behavior; 5 Real-World Complications; Search Costs; Mistakes and Anomalous Behavior; Information Imperfections and Asymmetry; Imperfect Information about Risk. | |
| 505 | 8 | |a Information Asymmetry and Adverse SelectionAdverse Selection in Practice; Information Imperfection and Moral Hazard; Effects of Correlated Risks on Insurance Supply; Role of Reserves in Dealing with Correlated Losses; Equilibrium of Insurance Firms and Capital Markets; Relationship to Mutual Insurance; Implications for Insurer Supply Behavior; Summary; 6 Why People Do or Do Not Demand Insurance; Prospect Theory and the Demand for Insurance; The Value Function; The Weighting Function; Explaining Insurance Anomalies by Myopic Loss Aversion; A Goal-based Model of Choice; Role of Goals and Plans. | |
| 505 | 8 | |a Taxonomy of Insurance-Related GoalsOther Behavioral Explanations; Summary; 7 Demand Anomalies; Seven Anomalies; Failure to Protect against Low-Probability, High-Consequence Events; Purchasing Insurance after a Disaster Occurs; Cancelling Insurance if There Has Been No Loss; Preferences for Policies with Rebates; Preference for Low Deductibles; Unwillingness to Make Small Claims above the Deductible; Status Quo Bias: A Natural Insurance Experiment; Insurance Markets in which Demand Differs from the Benchmark Model; Flight Insurance: Insuring Specific Risks; Rental Car Insurance. | |
| 590 | |a eBooks on EBSCOhost |b EBSCO eBook Subscription Academic Collection - Worldwide | ||
| 650 | 0 | |a Risk (Insurance) | |
| 650 | 0 | |a Insurance |x Decision making. | |
| 650 | 0 | |a Consumer behavior. | |
| 650 | 6 | |a Risque (Assurance) | |
| 650 | 6 | |a Assurance |x Prise de décision. | |
| 650 | 6 | |a Consommateurs |x Comportement. | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Labor. |2 bisacsh | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Insurance |x Risk Assessment & Management. |2 bisacsh | |
| 650 | 7 | |a Consumer behavior |2 fast | |
| 650 | 7 | |a Insurance |x Decision making |2 fast | |
| 650 | 7 | |a Risk (Insurance) |2 fast | |
| 650 | 7 | |a Versicherungswirtschaft |2 gnd | |
| 650 | 7 | |a Verhaltensökonomie |2 gnd | |
| 700 | 1 | |a Pauly, Mark V., |d 1941- | |
| 700 | 1 | |a McMorrow, Stacey. | |
| 776 | 0 | 8 | |i Print version: |a Kunreuther, Howard. |t Insurance and behavioral economics. |d Cambridge : Cambridge University Press, 2012 |z 9780521845724 |w (DLC) 2012006486 |w (OCoLC)779529972 |
| 856 | 4 | 0 | |u https://ebsco.uam.elogim.com/login.aspx?direct=true&scope=site&db=nlebk&AN=508922 |z Texto completo |
| 938 | |a Coutts Information Services |b COUT |n 24421736 |c 65.70 GBP | ||
| 938 | |a ProQuest Ebook Central |b EBLB |n EBL1099815 | ||
| 938 | |a ebrary |b EBRY |n ebr10634038 | ||
| 938 | |a EBSCOhost |b EBSC |n 508922 | ||
| 938 | |a ProQuest MyiLibrary Digital eBook Collection |b IDEB |n cis24421736 | ||
| 938 | |a YBP Library Services |b YANK |n 10143617 | ||
| 938 | |a YBP Library Services |b YANK |n 9958656 | ||
| 938 | |a YBP Library Services |b YANK |n 9949472 | ||
| 938 | |a YBP Library Services |b YANK |n 9946159 | ||
| 994 | |a 92 |b IZTAP | ||