No Slack : The Financial Lives of Low-Income Americans /

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The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful finan...

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Détails bibliographiques
Auteur principal: Barr, Michael S.
Format: Électronique eBook
Langue:Inglés
Publié: Washington, D.C. : Brookings Institution Press, 2012.
Collection:Book collections on Project MUSE.
Sujets:
Poor > Finance, Personal.
Financial services industry.
Banks and banking > Social aspects.
BUSINESS & ECONOMICS > Personal Finance > General.
POLITICAL SCIENCE > Economic Conditions.
BUSINESS & ECONOMICS > Economics > Comparative.
BUSINESS & ECONOMICS > Economic History.
BUSINESS & ECONOMICS > Economic Conditions.
Consommateurs à faible revenu > États-Unis > Finances personnelles.
Services financiers > États-Unis.
Low-income consumers > United States > Finance, Personal.
Poor > United States > Finance, Personal.
Banks and banking > Social aspects > United States.
Financial services industry > United States.
United States.
Electronic books.
Accès en ligne:Texto completo
Description
Résumé:The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them.
Description matérielle:1 online resource (294 pages).
ISBN:9780815722342

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