Automatic : Changing the Way America Saves

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Automatic offers an innovative new way to think about how Americans can save for retirement. Over the past quarter century, America?s pension system has shifted away from defined benefit plans and toward defined contribution savings programs such as 401(k)s and IRAs. There is much to be done to impr...

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Detalles Bibliográficos
Autor principal: Gale, William G.
Otros Autores: John, David C., Iwry, J. Mark
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Washington : Brookings Institution Press, 2011.
Colección:Book collections on Project MUSE.
Temas:
Saving and investment.
Individual retirement accounts.
POLITICAL SCIENCE > Public Policy > Economic Policy.
Saving and investment > United States.
Individual retirement accounts > United States.
United States.
Electronic books.
Acceso en línea:Texto completo
Descripción
Sumario:Automatic offers an innovative new way to think about how Americans can save for retirement. Over the past quarter century, America?s pension system has shifted away from defined benefit plans and toward defined contribution savings programs such as 401(k)s and IRAs. There is much to be done to improve the defined contribution system. Many workers fail to participate and those who do often contribute too little, invest the funds poorly, and are not adequately prepared to manage funds while in retirement. To resolve these problems, the authors propose that employees should be automatically enroll.
Descripción Física:1 online resource (278 pages).
ISBN:9780815703822

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