Cargando…

Homeownership Built to Last : Balancing Access, Affordability, and Risk after the Housing Crisis /

The ups and downs in housing markets over the past two decades are withoutprecedent, and the costs-financial, psychological, and social-have beenenormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for buildingwe...

Descripción completa

Detalles Bibliográficos
Otros Autores: Molinsky, Jennifer H., Herbert, Christopher E. (Christopher Edward), Belsky, Eric S.
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Washington, D.C. : Brookings Institution Press, 2014.
Colección:Book collections on Project MUSE.
Temas:
Acceso en línea:Texto completo

MARC

LEADER 00000cam a22000004a 4500
001 musev2_31302
003 MdBmJHUP
005 20230905043316.0
006 m o d
007 cr||||||||nn|n
008 140606s2014 dcu o 00 0 eng d
020 |a 9780815725657 
020 |z 9780815725640 
020 |z 0815725647 
020 |z 0815725655 
035 |a (OCoLC)881029809 
040 |a MdBmJHUP  |c MdBmJHUP 
245 0 0 |a Homeownership Built to Last :   |b Balancing Access, Affordability, and Risk after the Housing Crisis /   |c Eric S. Belsky, Christopher E. Herbert, Jennifer H. Molinsky, editors. 
264 1 |a Washington, D.C. :  |b Brookings Institution Press,  |c 2014. 
264 3 |a Baltimore, Md. :  |b Project MUSE,   |c 2014 
264 4 |c ©2014. 
300 |a 1 online resource (487 pages). 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
505 0 |a Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index. 
520 |a The ups and downs in housing markets over the past two decades are withoutprecedent, and the costs-financial, psychological, and social-have beenenormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for buildingwealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownershipin the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliber. 
588 |a Description based on print version record. 
650 7 |a Housing  |x Finance.  |2 fast  |0 (OCoLC)fst00962283 
650 7 |a Mortgage loans.  |2 fast  |0 (OCoLC)fst01026596 
650 7 |a Home ownership  |x Government policy.  |2 fast  |0 (OCoLC)fst00959352 
650 7 |a Home ownership.  |2 fast  |0 (OCoLC)fst00959347 
650 7 |a BUSINESS & ECONOMICS  |x General.  |2 bisacsh 
650 7 |a BUSINESS & ECONOMICS  |x Real Estate  |x General.  |2 bisacsh 
650 6 |a Logement  |z États-Unis  |x Finances. 
650 6 |a Prêts hypothecaires  |z États-Unis. 
650 0 |a Housing  |z United States  |x Finance. 
650 0 |a Mortgage loans  |z United States. 
650 0 |a Home ownership  |x Government policy  |z United States. 
650 0 |a Home ownership  |z United States. 
651 7 |a United States.  |2 fast  |0 (OCoLC)fst01204155 
655 7 |a Electronic books.   |2 local 
700 1 |a Molinsky, Jennifer H. 
700 1 |a Herbert, Christopher E.  |q (Christopher Edward) 
700 1 |a Belsky, Eric S. 
710 2 |a Project Muse.  |e distributor 
830 0 |a Book collections on Project MUSE. 
856 4 0 |z Texto completo  |u https://projectmuse.uam.elogim.com/book/31302/ 
945 |a Project MUSE - Custom Collection 
945 |a Project MUSE - 2014 Political Science and Policy Studies 
945 |a Project MUSE - 2014 Complete