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The real retirement : why you could be better off than you think, and how to make that happen /
Straight Talk and solid retirement advice for all Canadians In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accept...
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Otros Autores: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Mississauga, Ont. :
J. Wiley & Sons Canada,
©2013.
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| Temas: | |
| Acceso en línea: | Texto completo (Requiere registro previo con correo institucional) |
MARC
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| 100 | 1 | |a Vettese, Frank M., |d 1963- | |
| 245 | 1 | 4 | |a The real retirement : |b why you could be better off than you think, and how to make that happen / |c Frank Vettese & Bill Morneau. |
| 260 | |a Mississauga, Ont. : |b J. Wiley & Sons Canada, |c ©2013. | ||
| 300 | |a 1 online resource (1 volume) : |b illustrations | ||
| 336 | |a text |b txt |2 rdacontent | ||
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| 588 | 0 | |a Print version record. | |
| 504 | |a Includes bibliographical references and index. | ||
| 520 | |a Straight Talk and solid retirement advice for all Canadians In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to max. | ||
| 505 | 0 | |a The Real Retirement: Why You Could Be Better Off Than You Think, and How To Make That Happen; Contents; Preface; Chapter 1: Crisis? What Crisis?; A Delay of the "Golden Years"?; A Major Overhaul, or a Little Tweaking Here and There?; Are Seniors Poor?; Challenges for Future Retirees; Retiring Later; Chapter 2: Understanding the Foundation-Pensions; The Three Pillars of Canada's Retirement System; Pillar 4; Purpose of the Pillars; A Brief History of Retirement Programs in Canada; History of Pillar 1; History of Pillar 2; History of Pillar 3; The Apparent Problem of Low Coverage | |
| 505 | 8 | |a The Long Goodbye to Defined Benefit PensionsWhere the Retirement System is Trending; Chapter 3: Understanding the Foundation-Health Care; Early Days of Health Care; Growing Older and Staying Healthy Is Expensive; No Room for More Taxation; We'll Need to Start Taking Charge of Our Own Needs; Chapter 4: Our Best Days Are Behind Us; The Housing Market's Best Days Are Behind Us; Capital Markets Will Be Less Helpful in Building Wealth; The Demographic Pressures that Encouraged Early Retirement; What about the Next 20 Years?; Putting on our Economist Hats; Chapter 5: When Can We Retire? | |
| 505 | 8 | |a Why Is Retirement So Expensive?Why We Won't Save More; Time to Change the Paradigm; Chapter 6: How Workers Will Respond; The Employment Deal Will Need to Change; Part-Time Work Will Become the Norm for Older Workers; Will People Save More to Retire Early?; A New Measure of Grey Power?; Chapter 7: Deciding When to Retire; The Case for Retiring Early; Planning Your Retirement; When to Retire; The Living Standard You Will Aim For; What You Plan to Leave Behind; It's All a Balancing Act; Retirement and Debt; Chapter 8: The Three Phases of Retirement; Phase 1; Phase 2; Phase 3 | |
| 505 | 8 | |a Spending in Phase 2 and Phase 3What About Canadian Retirees?; Chapter 9: We Are Better Prepared than We Thought; Introducing LifePaths; Chapter 10: Your Retirement Income Target-Why You Don't Need 70 Per Cent; Why 70 Per Cent Is Wrong; Specific Pre-Retirement Expenditures; Mortgage Payments; Child-Raising Expenses; Employment-Related Expenses; A Revealing Look at Pre-Retirement Expenditures; Comparing Pre- and Post-Retirement Expenses; What About Trying to Reach 70 Per Cent?; If Not 70 Per Cent, Then What?; Chapter 11: The Neutral Retirement Income Target; Challenging the NRIT Concept | |
| 505 | 8 | |a Looking at Other SituationsHigher-Income Families; Retiring Early; No Children; A Single Person; Lower-Income Households; Chapter 12: Arriving at Your Own Retirement Income Target; Rule of Thumb; Modifying the Rule; Pillar 4 Assets; Pension Plan Coverage; Buying an Annuity; Reduced Income Needs In Phase 2; Provision for Adverse Deviation; Summary; Choosing a Savings Rate; Reaching Your NRIT; Chapter 13: Investment Basics; Investment Horizon; Getting Comfortable with Risk; Focus on Real Returns; Investment Options: Good, Bad, and Indifferent; Equities Are Better than They Look | |
| 590 | |a O'Reilly |b O'Reilly Online Learning: Academic/Public Library Edition | ||
| 650 | 0 | |a Retirement income |z Canada |x Planning. | |
| 650 | 0 | |a Retirement |z Canada |x Planning. | |
| 650 | 0 | |a Finance, Personal |z Canada. | |
| 650 | 6 | |a Revenu de retraite |z Canada |x Planification. | |
| 650 | 6 | |a Retraite |z Canada |x Planification. | |
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| 650 | 7 | |a Finance, Personal |2 fast | |
| 650 | 7 | |a Retirement income |x Planning |2 fast | |
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| 700 | 1 | |a Morneau, Bill. | |
| 776 | 0 | 8 | |i Print version: |a Vettese, Frank M., 1963- |t Real retirement. |d Etobicoke, Ont. : J. Wiley & Sons Canada, ©2013 |z 9781118498644 |w (OCoLC)814662027 |
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