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The labor guide to retirement plans /

"Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings-and...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Russell, James W., 1944- (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: New York : Monthly Review Press, [2021]
Temas:
Acceso en línea:Texto completo

MARC

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020 |a 9781583679364  |q (electronic bk.) 
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020 |a 9781583679357  |q (electronic bk.) 
020 |a 1583679359  |q (electronic bk.) 
020 |z 9781583679333  |q paperback 
020 |z 9781583679340  |q hardcover 
035 |a (OCoLC)1263872029 
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050 0 4 |a HD7105.45.U6  |b R869 2021 
082 0 0 |a 332.024/01450973  |2 23 
049 |a UAMI 
100 1 |a Russell, James W.,  |d 1944-  |e author. 
245 1 4 |a The labor guide to retirement plans /  |c James W. Russell. 
246 3 0 |a Labor guide to retirement plans :  |b for union organizers and employees 
264 1 |a New York :  |b Monthly Review Press,  |c [2021] 
300 |a 1 online resource (280 pages) 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
504 |a Includes bibliographical references and index. 
520 |a "Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings-and The Labor Guide to Retirement Plans is here to translate. In theory our national pension system, Social Security, should function well as a form of social insurance delivering partial retirement security, while workplace 401(k)s provide the rest. The problem is that very few do. Indeed, most workers have weak workplace retirement plans if they have them at all-and about half do not. Neoliberal retirement reforms have made matters worse, accelerating financial elites' efforts to replace workers' guaranteed pension plans with weak 401(k)-like savings accounts and stock market investment schemes and ultimately enabling financial elites to seize control of workers' collective retirement savings. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects-especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all"--  |c Provided by publisher. 
505 0 |a Cover -- THE LABOR GUIDE TO RETIREMENT PLANS -- Title -- Copyright -- Contents -- Acknowledgments -- Introduction -- 1. The Retirement System -- PART I. SOCIAL SECURITY AND MEDICARE -- 2. Social Security: The National Pension Plan -- 3. What to Expect at Retirement -- 4. Not a Ponzi Scheme -- 5. Privatizers and Means Testers -- 6. Reversing Privatization -- 7. Medicare -- PART II. EMPLOYER-SPONSORED PENSION PLANS -- 8. The Pension Gold Standard -- 9. Solvency -- 10. Cutbacks, Freezes, and Bankruptcies -- 11. The Pension Wars -- PART III. EMPLOYER-SPONSORED RETIREMENT SAVINGS PLANS 
505 8 |a 12. Origins of the 401(k) -- 13. Saving Up to Spend Down -- 14. The Lone Ranger of the 401(k)s -- 15. Autopsy of a Retirement Plan -- 16. Reversing 401(k)ization -- PART IV. TOWARD BETTER RETIREMENT -- 17. What Is Needed -- 18. Retirement Security for All -- Glossary -- Notes -- Index 
588 |a Description based on online resource; title from digital title page (viewed on January 05, 2022). 
590 |a JSTOR  |b Books at JSTOR All Purchased 
590 |a JSTOR  |b Books at JSTOR Demand Driven Acquisitions (DDA) 
650 0 |a 401(k) plans  |z United States. 
650 0 |a Pensions  |z United States. 
650 0 |a Social security  |z United States. 
650 0 |a Labor unions  |z United States. 
650 0 |a 401(k) plans. 
650 6 |a Régimes 401(k) 
650 6 |a Sécurité sociale  |z États-Unis. 
650 7 |a 401(k) plans  |2 fast 
650 7 |a Labor unions  |2 fast 
650 7 |a Pensions  |2 fast 
650 7 |a Social security  |2 fast 
651 7 |a United States  |2 fast 
776 0 8 |i Print version:  |a Russell, James W., 1944-  |t Labor guide to retirement plans  |d New York : Monthly Review Press, [2021]  |z 9781583679333  |w (DLC) 2021039963 
856 4 0 |u https://jstor.uam.elogim.com/stable/10.2307/j.ctv2tr51r7  |z Texto completo 
938 |a ProQuest Ebook Central  |b EBLB  |n EBL6695406 
938 |a EBSCOhost  |b EBSC  |n 2904931 
994 |a 92  |b IZTAP