Tabla de Contenidos:
  • A health insurance system in crisis?
  • PART I: WHY PEOPLE LACK HEALTH INSURANCE: The growing ranks of the insured; who lacks health insurance?
  • Why employer-group health insurance is cheaper, and why those who have it are lucky
  • How health insurance markets work
  • PART II: PUBLIC POLICIES TO MAKE PRIVATE INSURANCE MORE AVAILABLE: Two approaches; high risk pools and assessments to cover high-risk people
  • A third approach: the government as reinsurer for small-group and individual markets
  • PART III: GETTING FROM HERE TO THERE: The need for a new health insurance structure
  • Appendix: Precedents for government assuming responsibility for the worst risks.