Chargement en cours…
Qualified mortgages : elements and potential effects /
| Cote: | Libro Electrónico |
|---|---|
| Autres auteurs: | |
| Format: | Électronique eBook |
| Langue: | Inglés |
| Publié: |
New York :
Nova Publishers,
[2016]
|
| Collection: | Housing, issues, laws and programs series.
|
| Sujets: | |
| Accès en ligne: | Texto completo |
Table des matières:
- QUALIFIED MORTGAGES: ELEMENTS AND POTENTIAL EFFECTS; QUALIFIED MORTGAGES: ELEMENTS AND POTENTIAL EFFECTS; Library of Congress Cataloging-in-Publication Data; CONTENTS; PREFACE; Chapter 1: MORTGAGE REFORMS: ACTIONS NEEDED TO HELP ASSESS EFFECTS OF NEW REGULATIONS; WHY GAO DID THIS STUDY; WHAT GAO RECOMMENDS; WHAT GAO FOUND; ABBREVIATIONS; BACKGROUND; MORTGAGE MARKET TRENDS GENERALLY CONSISTENT WITH TIGHTER UNDERWRITING STANDARDS IN RECENT YEARS; INITIAL EFFECTS OF MORTGAGE REGULATIONS LIKELY LIMITED FOR MOST BORROWERS; PLANNING FOR REVIEWS OF REGULATION SLACKED KEY ELEMENTS; CONCLUSIONS
- RECOMMENDATIONS FOR EXECUTIVE ACTIONAGENCY COMMENTS AND OUR EVALUATION; APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY; APPENDIX II: LIST OF STUDIES REVIEWED; Chapter 2: ABILITY-TO-REPAY AND QUALIFIED MORTGAGE RULE: SMALL ENTITY COMPLIANCE GUIDE; 1. INTRODUCTION; 2. OVERVIEW OF THE ABILITY-TO-REPAY/QUALIFIED MORTGAGE RULE; 3. ABOUT ABILITY TO REPAY; 4. ABOUT QUALIFIED MORTGAGES; 5. REFINANCING FROM NON-STANDARD TO STANDARD LOANS: ATR SPECIAL CIRCUMSTANCE (1026.43(D)); 6. PRACTICAL IMPLEMENTATION AND COMPLIANCE CONSIDERATIONS; 7. OTHER RESOURCES; INDEX