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The prudent professor : planning and saving for a worry-free retirement from academe /

This is a guide for anyone in the academy - faculty member, administrator or professional staff - at whatever point she or he may be along the career path. Ed Bridges offers you a straightforward, easyto- grasp, and structured way to think about money, learn how it works, understand the priorities f...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Bridges, Edwin M.
Otros Autores: Bridges, Brian D., 1965-
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Sterling, Va. : Stylus Pub., 2010.
Edición:1st ed.
Temas:
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Introduction: A preview of retirement
  • Getting there: a look in the rearview mirror
  • How much do I need to save?
  • Do investment costs matter?
  • Should I invest in index or actively managed funds?
  • What should my mix of assets be?
  • Why should I diversify?
  • What investing principles would serve me well?
  • How do I build an investment portfolio?
  • What role should TIAA-CREF retirement annuities play in my investment portfolio?
  • What role should TIAA-CREF retirement class mutual funds play in my investment portfolio?
  • Can I afford to retire?
  • Should I purchase an annuity?
  • When should I start taking social security?
  • Do I need long-term care insurance?
  • How much should I set aside for health insurance?
  • How do I put my financial house in order?
  • Should we sell our home and relocate?
  • Is a reverse mortgage right for me?
  • How should I use a financial planner?
  • Can I count on TIAA-CREF's financial services?
  • How do I maximize my retirement income and financial security?
  • What are my income options with TIAA-CREF?
  • Should I incorporate a TIAA traditional payout annuity into my pension plan?
  • Should I incorporate a TIAA-CREF variable-income annuity into my pension plan?
  • Should I use systematic withdrawal as a major source of my pension income in retirement?
  • Mirror, mirror on the wall, what is the greatest threat of all?
  • How can I protect my nest egg against huge losses?
  • How can I protect my nest egg against fraud?
  • What if I finish in the black?
  • Money, happiness, and a fulfilling retirement
  • Appendixes: A. Illustration
  • B. Possible questions to ask when seeking financial advice
  • C. Experiences with Vanguard's financial planning services
  • D. Planning tools & calculations
  • E. Special issues for women
  • F. Must reading for an informed investor
  • G. Determining minimum distribution requirement
  • H. Operating expenses for CREF variable annuity accounts, 1997-2008
  • I. Total investment costs for the CREF variable equity accounts
  • J. Publications
  • K. TIAA-CREF: strengths, shortcomings, and needed changes
  • L. Formula for calculating annual income increases/decreases from variable annuities
  • M. Historic returns: worst case, one year
  • N. Annual income changes for TIAA-CREF variable annuity accounts, 1996-2005
  • O. TIAA-CREF variable income changes, 2001-2003
  • P. Annual review of your savings and retirement plan.