Who says you can't buy a home! /

For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home. Who Says You Can't Bu...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Reed, David (Carl David), 1957-
Formato: Electrónico eBook
Idioma:Inglés
Publicado: New York : AMACOM, American Management Association, ©2006.
Temas:
Mortgage loans > United States.
House buying > United States.
Prêts hypothécaires > États-Unis.
Habitations > Achat > États-Unis.
BUSINESS & ECONOMICS > Real Estate > Mortgages.
House buying
Mortgage loans
United States
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Where to find mortgages
  • The key people in your approval process
  • Types of mortgage loans
  • The mortgage application process
  • Debt ratios and how they're calculated
  • Loan documentation: proving your income
  • Loan fraud
  • Buying with no money down
  • Government programs with zero money down
  • Conventional zero-down loan programs
  • Borrowing from a 401(K), an IRA, or other asset
  • Seller carry, lease-purchase, wraps, and land contracts
  • What's in a credit report?
  • No credit versus bad credit
  • Credit scores
  • How to repair credit
  • Mortgage loans and bankruptcies
  • Consumer credit counseling services
  • Bad-credit loans-- the world of subprime lending
  • Finding the best subprime loan
  • Should you just wait?
  • Buying foreclosures
  • Finding the best deal
  • Closing costs
  • Appendix A: 10 biggest mistakes mortgage applicants make
  • Appendix B: Additional resources
  • Appendix C: HUD-approved nonprofit agencies and home buyer assistance
  • Appendix D: Payment tables
  • Glossary
  • Index.

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