The color of credit : mortgage discrimination, research methodology, and fair-lending enforcement /

An analysis of current findings on mortgage-lending discrimination and suggestions for new procedures to improve its detection. In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites th...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Ross, Stephen L.
Otros Autores: Yinger, John, 1947-
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Cambridge, Mass. : MIT Press, 2003.
Temas:
Discrimination in mortgage loans > United States.
Discrimination dans les prêts hypothécaires > États-Unis.
BUSINESS & ECONOMICS > Real Estate > Mortgages.
Discrimination in mortgage loans
Huiseigenaren.
Leningen.
Hypotheken.
Discriminatie (sociologie)
United States
Verenigde Staten.
ECONOMICS/Public Economics
SOCIAL SCIENCES/Political Science/Public Policy & Law
URBANISM/Urban History
Acceso en línea:Texto completo
Tabla de Contenidos:
  • The mortgage market and the definition of mortgage lending discrimination
  • A conceptual framework for mortgage lending
  • The literature on mortgage lending discrimination up to and including the Boston Fed study
  • Accounting for variation in underwriting standards across lenders
  • Other dimensions of discrimination: pricing, redlining, and cultural affinity
  • Using performance data to study mortgage discrimination: evaluating the default approach
  • Lender behavior, loan performance, and disparate-impact discrimination
  • Implications for fair-lending enforcement.

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