Building assets, building credit : creating wealth in low-income communities /

Show other versions (2)

"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguar...

Full description

Bibliographic Details
Call Number:Libro Electrónico
Other Authors: Retsinas, Nicolas Paul, 1946-, Belsky, Eric S.
Format: Electronic eBook
Language:Inglés
Published: Washington, D.C. : Brookings Institution Press, ©2005.
Series:James A. Johnson metro series.
Subjects:
Consumer credit > United States.
Low-income consumers > United States.
Home ownership > United States.
Mortgage loans > United States.
Crédit à la consommation > États-Unis.
Consommateurs à faible revenu > États-Unis.
Prêts hypothécaires > États-Unis.
BUSINESS & ECONOMICS > Personal Finance > Money Management.
BUSINESS & ECONOMICS > Personal Finance > Budgeting.
SOCIAL SCIENCE > Poverty & Homelessness.
Consumer credit
Home ownership
Low-income consumers
Mortgage loans
Kredietverlening.
Hypotheken.
Lagere klassen.
United States
Online Access:Texto completo
Table of Contents:
  • Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market.
  • 7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financia.

Similar Items