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Financial Privacy, Consumer Prosperity, and the Public Good /
Annotation
| Otros Autores: | |
|---|---|
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Washington, D.C. :
AEI-Brookings Joint Center for Regulatory Studies,
2003.
|
| Colección: | Book collections on Project MUSE.
|
| Temas: | |
| Acceso en línea: | Texto completo |
MARC
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| 003 | MdBmJHUP | ||
| 005 | 20230905050542.0 | ||
| 006 | m o d | ||
| 007 | cr||||||||nn|n | ||
| 008 | 040714s2003 dcu o 00 0 eng d | ||
| 020 | |a 9780815796060 | ||
| 020 | |z 0815796064 | ||
| 020 | |z 9780815713173 | ||
| 035 | |a (OCoLC)1132223228 | ||
| 040 | |a MdBmJHUP |c MdBmJHUP | ||
| 245 | 0 | 0 | |a Financial Privacy, Consumer Prosperity, and the Public Good / |c Fred H. Cate [and others]. |
| 264 | 1 | |a Washington, D.C. : |b AEI-Brookings Joint Center for Regulatory Studies, |c 2003. | |
| 264 | 3 | |a Baltimore, Md. : |b Project MUSE, |c 2020 | |
| 264 | 4 | |c ©2003. | |
| 300 | |a 1 online resource (36 pages). | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
| 338 | |a online resource |b cr |2 rdacarrier | ||
| 505 | 0 | |a The U.S. credit reporting system and the Fair Credit Reporting Act -- The impact of a robust national credit reporting system -- Preemption in credit reporting -- What is at risk if preemption expires? -- Recommendations and conclusion. | |
| 520 | 8 | |a Annotation |b American consumers have become accustomed to obtaining instant credit. The process requires that credit bureaus have easy access to sensitive financial information about individuals, compiled largely without their consent. This report examines the debate surrounding the role of the states in regulating these credit bureaus, especially in light of expiring amendments to the Fair Credit Reporting Act, which have allowed bureaus to continue these practices, exempting them from state laws that might obstruct them. How this controversy is resolved will have an important bearing on credit markets and financial privacy in the future. The authors make the case for continued federal preemption of the states in this area. Without it, the authors argue, the consumer credit system has developed in the United States would be put in jeopardy. | |
| 588 | |a Description based on print version record. | ||
| 650 | 7 | |a Pre-emption. |2 fast |0 (OCoLC)fst01074778 | |
| 650 | 7 | |a Credit bureaus |x Law and legislation. |2 fast |0 (OCoLC)fst00882559 | |
| 650 | 7 | |a Consumer credit |x Law and legislation. |2 fast |0 (OCoLC)fst00876284 | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Information Management. |2 bisacsh | |
| 650 | 7 | |a LAW |x Administrative Law & Regulatory Practice. |2 bisacsh | |
| 650 | 6 | |a Preemption |z États-Unis. | |
| 650 | 0 | |a Pre-emption |z United States. | |
| 650 | 0 | |a Consumer credit |x Law and legislation |z United States. | |
| 650 | 0 | |a Credit bureaus |x Law and legislation |z United States. | |
| 651 | 7 | |a United States. |2 fast |0 (OCoLC)fst01204155 | |
| 655 | 7 | |a Electronic books. |2 local | |
| 700 | 1 | |a Cate, Fred H. | |
| 710 | 2 | |a Project Muse. |e distributor | |
| 830 | 0 | |a Book collections on Project MUSE. | |
| 856 | 4 | 0 | |z Texto completo |u https://projectmuse.uam.elogim.com/book/63653/ |
| 945 | |a Project MUSE - Custom Collection | ||
| 945 | |a Project MUSE - Archive Complete Supplement VIII | ||
| 945 | |a Project MUSE - Archive Political Science and Policy Studies Supplement VIII | ||