No Slack : The Financial Lives of Low-Income Americans /

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The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful finan...

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Detalles Bibliográficos
Autor principal: Barr, Michael S.
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Washington, D.C. : Brookings Institution Press, 2012.
Colección:Book collections on Project MUSE.
Temas:
Poor > Finance, Personal.
Financial services industry.
Banks and banking > Social aspects.
BUSINESS & ECONOMICS > Personal Finance > General.
POLITICAL SCIENCE > Economic Conditions.
BUSINESS & ECONOMICS > Economics > Comparative.
BUSINESS & ECONOMICS > Economic History.
BUSINESS & ECONOMICS > Economic Conditions.
Consommateurs à faible revenu > États-Unis > Finances personnelles.
Services financiers > États-Unis.
Low-income consumers > United States > Finance, Personal.
Poor > United States > Finance, Personal.
Banks and banking > Social aspects > United States.
Financial services industry > United States.
United States.
Electronic books.
Acceso en línea:Texto completo

MARC

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100 1 |a Barr, Michael S. 
245 1 0 |a No Slack :   |b The Financial Lives of Low-Income Americans /   |c Michael S. Barr. 
264 1 |a Washington, D.C. :  |b Brookings Institution Press,  |c 2012. 
264 3 |a Baltimore, Md. :  |b Project MUSE,   |c 2015 
264 4 |c ©2012. 
300 |a 1 online resource (294 pages). 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
505 0 |a 1. Introduction / Michael S. Barr -- 2. Managing money / Michael S. Barr -- 3. And banking for all? / Michael S. Barr, Jane K. Dokko, and Benjamin J. Keys -- 4. Preferences for plastic / Michael S. Barr, Jane K. Dokko, and Eleanor McDonnell Feit -- 5. Which way to the bank? / Michael S. Barr, Jane K. Dokko, Ron Borzekowski, and Elizabeth K. Kiser -- 6. Borrowing to make ends meet / Michael S. Barr, Jane K. Dokko, and Benjamin J. Keys -- 7. High-cost home ownership / Michael S. Barr, Jane K. Dokko, and Benjamin J. Keyes -- 8. Living on the edge of bankruptcy / Michael S. Barr and Jane K. Dokko -- 9. Expensive tax refunds / Michael S. Barr and Jane K. Dokko -- 10. Paying to save / Michael S. Barr and Jane K. Dokko -- 11. Behaviorally informed regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- 12. Epilogue : crisis and reform / Michael S. Barr. 
520 |a The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them. 
588 |a Description based on print version record. 
650 7 |a Poor  |x Finance, Personal.  |2 fast  |0 (OCoLC)fst01071074 
650 7 |a Financial services industry.  |2 fast  |0 (OCoLC)fst00924738 
650 7 |a Banks and banking  |x Social aspects.  |2 fast  |0 (OCoLC)fst00826990 
650 7 |a BUSINESS & ECONOMICS  |x Personal Finance  |x General.  |2 bisacsh 
650 7 |a POLITICAL SCIENCE  |x Economic Conditions.  |2 bisacsh 
650 7 |a BUSINESS & ECONOMICS  |x Economics  |x Comparative.  |2 bisacsh 
650 7 |a BUSINESS & ECONOMICS  |x Economic History.  |2 bisacsh 
650 7 |a BUSINESS & ECONOMICS  |x Economic Conditions.  |2 bisacsh 
650 6 |a Consommateurs à faible revenu  |z États-Unis  |x Finances personnelles. 
650 6 |a Services financiers  |z États-Unis. 
650 0 |a Low-income consumers  |z United States  |x Finance, Personal. 
650 0 |a Poor  |z United States  |x Finance, Personal. 
650 0 |a Banks and banking  |x Social aspects  |z United States. 
650 0 |a Financial services industry  |z United States. 
651 7 |a United States.  |2 fast  |0 (OCoLC)fst01204155 
655 7 |a Electronic books.   |2 local 
710 2 |a Project Muse.  |e distributor 
830 0 |a Book collections on Project MUSE. 
856 4 0 |z Texto completo  |u https://projectmuse.uam.elogim.com/book/29038/ 
945 |a Project MUSE - Custom Collection 
945 |a Project MUSE - Archive Complete Supplement III 
945 |a Project MUSE - Archive Political Science and Policy Studies Supplement III 

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