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Longevity Policy : Facing Up to Longevity Issues Affecting Social Security, Pensions, and Older Workers /
| Autor principal: | |
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| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Kalamazoo, Mich. :
W.E. Upjohn Institute for Employment Research,
2011.
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| Colección: | Book collections on Project MUSE.
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| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- 1. The policy challenges of increasing longevity: paying the costs of living longer : Life-expectancy increases ; This book ; Five policy recommendations ; Conclusions
- pt. 1. Labor market policy toward older workers. 2. Can older workers extend their work lives? Changes in health and job requirements : Why work longer? ; Health indicators affecting the ability to work at older ages ; Factors affecting health at older ages ; Ability to work at older ages ; The decline in physically demanding jobs ; Phased retirement and its relevance to raising the retirement age ; Vulnerable workers ; Public policy issues ; Conclusions.
- pt. 2. Social security policy. 3. Automatic adjustment mechanisms to maintain social security's solvency : The problem ; Automatic adjustment mechanisms ; International experience with automatic adjustment mechanisms ; Comparing the options: the pros and cons ; Distributional consequences ; Indexing options for U.S. social security ; Conclusions ; Policy recommendations
- 4. Raising the early retirement age : Views on raising the early retirement age ; Comparable early retirement ages with increases in life expectancy ; Fairness ; An alternative to benefit cuts ; International experience ; Flexible normal retirement age ; Raising the maximum age for actuarial adjustment of benefits ; Policy recommendations
- 5. Longevity insurance benefits : An increasing risk of poverty with advancing age ; Longevity insurance ; Longevity insurance in the private sector and internationally ; Conclusions ; Policy recommendations.
- pt. 3. Pension policy. 6. Defined contribution plans: encouraging annuitization : Policies encouraging workers to annuitize ; The use of information to affect behavior: education, framing, and advice ; Policy recommendations
- 7. Defined benefit plans: flexibility to deal with increasing life expectancy : Effect of life-expectancy increases on defined benefit plan costs ; Employer pension responses to increased worker longevity ; International survey ; A life expectancy-indexed DB plan ; Life-expectancy indexing of fixed ages in pension law ; Lump sum benefits in defined benefit plans ; Policy recommendations.
- pt. 4. Conclusion. 8. Policy recommendations : Policy recommendations ; Conclusions.