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The Labor Guide to Retirement Plans : For Union Organizers and Employees /
"Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings-and...
| Autor principal: | |
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| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
New York :
Monthly Review Press,
[2021]
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| Colección: | Book collections on Project MUSE.
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| Temas: | |
| Acceso en línea: | Texto completo |
MARC
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| 040 | |a MdBmJHUP |c MdBmJHUP | ||
| 100 | 1 | |a Russell, James W., |d 1944- |e author. | |
| 245 | 1 | 4 | |a The Labor Guide to Retirement Plans : |b For Union Organizers and Employees / |c James W. Russell. |
| 264 | 1 | |a New York : |b Monthly Review Press, |c [2021] | |
| 264 | 3 | |a Baltimore, Md. : |b Project MUSE, |c 0000 | |
| 264 | 4 | |c ©[2021] | |
| 300 | |a 1 online resource. | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
| 338 | |a online resource |b cr |2 rdacarrier | ||
| 505 | 0 | |a Cover -- THE LABOR GUIDE TO RETIREMENT PLANS -- Title -- Copyright -- Contents -- Acknowledgments -- Introduction -- 1. The Retirement System -- PART I. SOCIAL SECURITY AND MEDICARE -- 2. Social Security: The National Pension Plan -- 3. What to Expect at Retirement -- 4. Not a Ponzi Scheme -- 5. Privatizers and Means Testers -- 6. Reversing Privatization -- 7. Medicare -- PART II. EMPLOYER-SPONSORED PENSION PLANS -- 8. The Pension Gold Standard -- 9. Solvency -- 10. Cutbacks, Freezes, and Bankruptcies -- 11. The Pension Wars -- PART III. EMPLOYER-SPONSORED RETIREMENT SAVINGS PLANS | |
| 505 | 0 | |a 12. Origins of the 401(k) -- 13. Saving Up to Spend Down -- 14. The Lone Ranger of the 401(k)s -- 15. Autopsy of a Retirement Plan -- 16. Reversing 401(k)ization -- PART IV. TOWARD BETTER RETIREMENT -- 17. What Is Needed -- 18. Retirement Security for All -- Glossary -- Notes -- Index | |
| 520 | |a "Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings-and The Labor Guide to Retirement Plans is here to translate. In theory our national pension system, Social Security, should function well as a form of social insurance delivering partial retirement security, while workplace 401(k)s provide the rest. The problem is that very few do. Indeed, most workers have weak workplace retirement plans if they have them at all-and about half do not. Neoliberal retirement reforms have made matters worse, accelerating financial elites' efforts to replace workers' guaranteed pension plans with weak 401(k)-like savings accounts and stock market investment schemes and ultimately enabling financial elites to seize control of workers' collective retirement savings. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects-especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all"-- |c Provided by publisher. | ||
| 588 | |a Description based on print version record. | ||
| 650 | 7 | |a Social security. |2 fast |0 (OCoLC)fst01123077 | |
| 650 | 7 | |a Pensions. |2 fast |0 (OCoLC)fst01057086 | |
| 650 | 7 | |a Labor unions. |2 fast |0 (OCoLC)fst00990260 | |
| 650 | 7 | |a 401(k) plans. |2 fast |0 (OCoLC)fst00793729 | |
| 650 | 6 | |a Securite sociale |z États-Unis. | |
| 650 | 6 | |a Regimes 401(k) | |
| 650 | 0 | |a Labor unions |z United States. | |
| 650 | 0 | |a Social security |z United States. | |
| 650 | 0 | |a Pensions |z United States. | |
| 650 | 0 | |a 401(k) plans |z United States. | |
| 651 | 7 | |a United States. |2 fast |0 (OCoLC)fst01204155 | |
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| 945 | |a Project MUSE - Custom Collection | ||