The paytech book : the payment technology handbook for investors, entrepreneurs and fintech visionaries /
"Money makes the world go round -- and how efficiently it is moved between people, organizations and governments determines the health and profitability of the world economy. In the last decade the payments industry has seen massive transformation; new regulations, technologies and consumer nee...
Clasificación: | Libro Electrónico |
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Otros Autores: | , , , |
Formato: | Electrónico eBook |
Idioma: | Inglés |
Publicado: |
Chichester, West Sussex, United Kingdom :
John Wiley & Sons Ltd,
2020.
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Temas: | |
Acceso en línea: | Texto completo (Requiere registro previo con correo institucional) |
Tabla de Contenidos:
- Intro
- The PayTech Book
- Contents
- Preface
- About the Editors
- Acknowledgements
- 1. Payments Explained
- Payments are Getting Political Again
- Why Payments are Political
- Payments in the World's Largest Economy
- Payments Across a World in Turmoil
- Payments and their Relevance in Society
- What this Means for the Future of Payments
- Payments Shaped for People, by People
- The Old Questions in Our New Digital World
- Acknowledgements
- Money: A History of Gods and Codes
- What is Money?
- From Barter to "Sacred" Money
- "Banker Gods" and Temples
- The Emergence of the Metallic Coin
- Sovereign Money
- Monetary Alchemy
- The Divinization of Code
- Payments Explained
- Introduction
- How do Payments Work?
- Where are Payments Going?
- Platforms for Payments
- Here Today, Gone Tomorrow
- What Could Go Wrong?
- From Barter to App
- How Payments Have Changed
- The Early Days of Payment: From Cowry Shells to Coin Counterfeiters
- Payments Today: Electronic and Varied
- China: Showing the World How it's Done
- The Future of Payment: Seamless
- and Invisible
- What Does All this Mean for the Retail World?
- Do We Still Need to Pay?
- Payment Works
- Technology Today Enables Greater Purchases
- Responsibility Lies with the Industry
- Powerful Technology Empowers
- Technology, Payments and Trust
- Conclusion
- How ACH and Real-Time Payments Clearing and Settlement Works
- Introduction
- ACH Payments
- Settlement Risk
- Real-Time Payments
- Closing Issues/Recommendations
- Payments as a Service
- Conclusion
- The New Emerging Banks and Their Role in Payments
- Traditional Retail Banks
- So What is a Neo Bank?
- Post Neo Banks
- Neo Banks, Where to From Here?
- Where in the World?
- A Positive but Uncertain Future
- The Payments Race
- Highlight #5
- Race III: Hong Kong to Singapore -March 2018
- Highlight #4
- Race V: New York to Vegas
- October 2018
- Highlight #3
- Race IV: Istanbul to Amsterdam
- June 2018
- Highlight #2
- Race I: London to Copenhagen
- June 2017
- Highlight #1
- Race II: Toronto to Vegas
- October 2017
- Race V: New York to Vegas
- October 2018
- PayTech Regulation Trends
- 1. Nationalism
- 2. Compliant Innovation
- 3. Interoperability
- 4. Competition
- 5. Cybersecurity
- The Right Framework to Enable Innovation
- An Innovative Local Payments Method in an Ancient Land
- What Drives the Rise of Local Payment Methods?
- TROY: A Unique Local Payment Solution
- Understanding the Success of TROY
- Conclusion
- 2. Payment System Infrastructures and Money Transfer Technologies
- The Convergence of Card Payments and Bank Payments
- Current Position
- Types of Payment Systems
- Market Drivers of Change
- Timescales
- Early Adopters
- Winners and Losers
- Role of Standards
- Conclusion
- Instant Payments: A New Deal for the Payments Market?
- Background
- An Institutional and Geopolitical Initiative