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The Financial times guide to pensions and wealth in retirement /
This book will help you navigate your way through the complex maze of state, private, workplace and individual pensions, offering you a range of achievable solutions you can carry out yourself to make a significant difference to your retirement income. It explains the different types of pension that...
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Harlow, England ; New York :
Pearson,
©2012.
|
| Edición: | 2nd ed. |
| Colección: | Financial times guides.
|
| Temas: | |
| Acceso en línea: | Texto completo (Requiere registro previo con correo institucional) |
MARC
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| 050 | 4 | |a HG179 |b .G729 2012 | |
| 082 | 4 | |a 332.024/014 | |
| 049 | |a UAMI | ||
| 100 | 1 | |a Greenwood, John, |d 1964- | |
| 245 | 1 | 4 | |a The Financial times guide to pensions and wealth in retirement / |c John Greenwood. |
| 246 | 3 | 0 | |a Guide to pensions and wealth in retirement |
| 246 | 3 | 0 | |a Pensions and wealth in retirement |
| 250 | |a 2nd ed. | ||
| 260 | |a Harlow, England ; |a New York : |b Pearson, |c ©2012. | ||
| 300 | |a 1 online resource (1 volume) : |b illustrations. | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
| 338 | |a online resource |b cr |2 rdacarrier | ||
| 490 | 1 | |a The Financial Times guides | |
| 588 | 0 | |a Print version record. | |
| 505 | 0 | |a Cover -- The Financial Times Guideto Pensions and Wealthin Retirement -- Contents -- Preface -- Acknowledgements -- The second edition -- Part 1 Pensions: what they mean to you -- Solving your own personal pensions crisis -- How do I visualise my retirement? -- The 'pensions crisis' -- Planning for your retirement -- Pensions: an overview -- Recent changes in pension rules -- Are pensions the best way to save for retirement? -- Drawing up your retirement saving plan -- How much will I need? -- How much am I currently saving? -- Your pension shortfall -- How much will it cost to plug my shortfall? -- Other ways to reduce your pension shortfall -- Women and pensions -- The self-employed -- Part 2 Private pensions -- How private pensions work -- Tax relief -- Getting money into a pension for no net outlay -- Drawing an income -- Tax-free cash lump sum -- Pensions as medium-term savings vehicles -- Limits on pension saving -- Pensions for children and non-working family members -- Personal and stakeholder pensions -- Personal pensions -- Stakeholder pensions -- SIPPs -- How to beat the corrosive effect of charges -- Workplace schemes: money purchase -- Will my workplace pension be enough? -- Occupational money purchase schemes -- Group personal pensions and group stakeholder pensions -- Recoup unclaimed higher rate tax relief -- Security of workplace money purchase schemes -- Auto-enrolment and Nest -- Workplace schemes: final salary/defined benefit -- Bad press for final salary schemes -- Security of defined benefit pensions -- Buying added years or additional pension -- Additional voluntary contributions -- Transfers out of final salary schemes -- Death benefits -- Self-invested personal pensions (SIPPs) -- What is a SIPP? -- Different types of SIPP -- SIPP charges -- Transfers into SIPPs -- Investing in commercial property -- Borrowing -- Shares. | |
| 505 | 8 | |a Drawing benefits -- Family/own-trust SIPPs -- Small self-administered schemes (SSASs) -- How an SSAS works -- Investing in the sponsoring company -- Lending your pension to your company -- Commercial property -- Drawing income from an SSAS -- Estate planning: scheme pension -- Investment strategy: constructing your portfolio -- The relationship between risk and return -- What can I invest in? -- Asset allocation -- Asset classes and their risks -- Your attitude to risk -- How much risk can you afford? -- Ethical investing -- Part 3 State pension provision -- State pension -- State pension: what will I get? -- State second pension -- Delaying state pension -- Inheriting state pension -- Inheriting state second pension -- Pension Credit and means-testing -- Extra money for lower income pensioners -- How Pension Credit works -- Pension Credit, means-testing and the disincentive to save -- So should I give up on pension saving altogether? And should I opt out of Nest or the employer's pension scheme I have been automatically enrolled into? -- Contracting out of the state pension system -- How contracting out has worked -- From creation to abolition -- Contracted-out occupational schemes -- Claiming compensation for incorrect advice to contract out -- Part 4 Wealth management in retirement -- Managing your retirement -- Choosing when to retire -- Non-pension assets -- How will your income needs vary through retirement? -- How to convert your pension into income -- Early retirement -- Working later than you had planned -- Raising cash on your home: equity release -- Annuities -- Shopping around for the best deal -- Inflation protection -- Providing for a spouse or partner after your death -- Guaranteed annuity payments -- How do I want to be paid? -- Annuities for smokers -- Annuities for people in poor health -- Fixed-term annuities. | |
| 505 | 8 | |a Investment-linked annuities: with-profits annuities -- Investment-linked annuities: variable annuities -- Income drawdown -- How income drawdown works -- Capped drawdown -- Flexible drawdown -- What happens to the fund on death -- Retirement savings not held in pensions -- Investment approach -- Disputes and unclaimed pensions -- Disputes over pensions -- Unclaimed pensions -- Retiring abroad -- Residency requirements -- Currency risk -- Inheritance Tax planning in retirement -- Unmarried couples -- Gifts made when you are still alive -- Useful contacts -- Index. | |
| 520 | |a This book will help you navigate your way through the complex maze of state, private, workplace and individual pensions, offering you a range of achievable solutions you can carry out yourself to make a significant difference to your retirement income. It explains the different types of pension that exist and offers expert advice on efficient ways to build a secure retirement and how to manage that security once you have retired. | ||
| 590 | |a O'Reilly |b O'Reilly Online Learning: Academic/Public Library Edition | ||
| 650 | 0 | |a Retirement income |x Planning. | |
| 650 | 0 | |a Old age pensions |z Great Britain. | |
| 650 | 0 | |a Estate planning |z Great Britain. | |
| 650 | 0 | |a Retirees |x Finance, Personal. | |
| 650 | 0 | |a Finance, Personal. | |
| 650 | 6 | |a Revenu de retraite |x Planification. | |
| 650 | 6 | |a Pensions de vieillesse |z Grande-Bretagne. | |
| 650 | 6 | |a Planification successorale |z Grande-Bretagne. | |
| 650 | 6 | |a Retraités |x Finances personnelles. | |
| 650 | 7 | |a Estate planning |2 fast | |
| 650 | 7 | |a Finance, Personal |2 fast | |
| 650 | 7 | |a Old age pensions |2 fast | |
| 650 | 7 | |a Retirees |x Finance, Personal |2 fast | |
| 650 | 7 | |a Retirement income |x Planning |2 fast | |
| 651 | 7 | |a Great Britain |2 fast | |
| 776 | 0 | 8 | |i Print version: |a Greenwood, John, 1964- |t Financial times guide to pensions and wealth in retirement. |b 2nd ed. |d Harlow, England ; New York : Financial Times/Prentice Hall, 2012 |z 9780273763031 |w (DLC) 2011041572 |w (OCoLC)757838277 |
| 830 | 0 | |a Financial times guides. | |
| 856 | 4 | 0 | |u https://learning.oreilly.com/library/view/~/9780273763031/?ar |z Texto completo (Requiere registro previo con correo institucional) |
| 938 | |a Askews and Holts Library Services |b ASKH |n AH34253400 | ||
| 994 | |a 92 |b IZTAP | ||