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The bank credit analysis handbook : a guide for analysts, bankers, and investors /
Annotation
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Otros Autores: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Singapore :
Wiley,
2013.
|
| Edición: | 2nd ed. |
| Colección: | Wiley finance series.
|
| Temas: | |
| Acceso en línea: | Texto completo (Requiere registro previo con correo institucional) |
Tabla de Contenidos:
- Intro
- Contents
- Title
- Copyright
- Preface to the New Edition
- Chapter 1: The Credit Decision
- Definition of Credit
- Willingness to Pay
- Evaluating the Capacity to Repay: Science or Art?
- Categories of Credit Analysis
- A Quantitative Measurement of Credit Risk
- Chapter 2: The Credit Analyst
- The Universe of Credit Analysts
- Role of the Bank Credit Analyst: Scope and Responsibilities
- Credit Analysis: Tools and Methods
- Requisite Data for the Bank Credit Analysis
- Spreading the Financials
- Additional Resources
- Camel in a Nutshell
- Chapter 3: The Business of Banking
- Banks as Lenders
- Banks as Financial Service Providers
- Chapter 4: Deconstructing the Bank Income Statement
- Anatomy of a Bank Income Statement: An Overview
- A Further Dissection
- Income Statements Under IAS
- Chapter 5: Deconstructing a Bank's Balance Sheet
- Key Differences Between the Balance Sheets of Banks and Nonfinancial Companies
- The Essential Line Items of the Bank Balance Sheet: Asset Side
- The Essential Line Items of the Bank Balance Sheet: Liability Side
- Off-Balance-Sheet Items and Derivatives
- Chapter 6: Earnings and Profitability
- The Importance of Earnings
- Evaluating Earnings and Profitability: An Overview
- Earnings Analysis
- Profitability Ratio Analysis
- Profitability: An Illustration of a Peer Analysis
- Macro-Level Influences on Bank Profitability
- Micro-Level Influences on Bank Profitability
- Quality of Earnings
- Chapter 7: Asset Quality
- Asset Quality and NPLS: An Introduction
- Resolution of NPLS
- Accounting for NPLS
- What Causes Excessive NPLS
- Macroeconomic Influences on Asset Quality-Economic, Business, and Credit Cycles
- Data and Ratio Analysis
- Loan Book Composition, Credit Culture, and other Soft Factors
- Chapter 8: Management and Corporate Governance.
- An Overview of Management Appraisal
- Corporate Governance
- Chapter 9: Capital
- The Function and Importance of Capital
- What is Capital?
- Measuring Capital Strength: Traditional Ratios
- Regulatory Capital and the First Basel Accord
- The Basel II and Basel III Accords and the Concept of Economic Capital
- Chapter 10: Liquidity
- What is Liquidity and Why is it Important?
- Elements of Bank Liquidity Analysis
- Chapter 11: Country and Sovereign Risk
- Overview
- Fiscal, Monetary, and Trade Policies
- Chapter 12: Risk Management, Basel Accords, and Ratings
- Risk and the Importance of Risk Management
- Categories of Bank Risk
- Risk Management Methods
- Basel II and Basel III
- Ratings
- Chapter 13: The Banking Regulatory Regime
- Overview
- The Rationale for Regulation
- The Regulatory Regime
- The Structure and Strength of the Regulatory Apparatus
- The Quality of the Legal System and Creditors' Rights
- Gauging Banking System Fragility
- State Ownership and State Support of Banks
- Chapter 14: Crises: Banking, Financial, Twin, Economic, Debt, Sovereign, and Policy Crises
- An Introduction to Banking and Financial Crises
- Early-Warning Systems of Financial Crises
- Chapter 15: The Resolution of Banking Crises
- Recognizing the Crisis
- First Response
- Supply Liquidity and Stop the Bleeding
- Recapitalization and Restructuring
- Asset Disposal and Regulatory Reform
- Bank Restructuring in Malaysia During the 1990s Asian Financial Crisis: A Practical Example
- About the Authors
- Index.