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|a Nagler, JoAnneh,
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|a The debt-free spending plan :
|b an amazingly simple way to take control of your finances once and for all /
|c JoAnneh Nagler.
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|a New York :
|b American Management Association,
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|a The heart of our debting issues -- In with structure, out with stringency : the simple tools of the debt-free spending plan -- Make it work every day ; your personal debt-free spending plan in action -- Deprivation will never get you debt-free : a plan for everything we need, want, and dream of -- To cut or not to cut : taking a reasonable look at what you can and can't afford -- Nailing down the octopus arms : how to pay back your debts without gouging your living expenses -- Our aphrodisiac spending plan : a loving approach to approaching the one you love about debt problems -- "Mom, can I borrow ...?" : how to stop asking for money and start paying it back -- Creativity, not credit cards : learning from the spending plans of the newly debt-free -- Keeping on track and keeping it real : using the tools that help you stay on the plan -- To file or not to file : bankruptcy and our future financial health -- Building a life of financial integrity.
|
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|a Includes bibliographical references and index.
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|a Print version record.
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|a A guide to creating a personalized debt reduction plan offers daily spending strategies, expense-tracking tools, and budgeting guidance, while offering advice on discussing debt problems with family and downsizing expenses.
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|a Finance, Personal.
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|a Budgets, Personal.
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|a Crédit à la consommation.
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|i Print version:
|a Nagler, JoAnneh.
|t Debt-free spending plan.
|d New York : American Management Association, ©2013
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