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Central Bank Digital Currencies : The Future of Money /

In this wide-ranging review, Michael Lloyd explores the potential opportunities and threats that the advent of CBDCs will have for commercial banking, business, individuals and the central banks themselves, as well as the world's monetary system.

Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Lloyd, Michael (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Newcastle upon Tyne : Agenda Publishing, 2023.
Temas:
Acceso en línea:Texto completo

MARC

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100 1 |a Lloyd, Michael,  |e author. 
245 1 0 |a Central Bank Digital Currencies :  |b The Future of Money /  |c Michael Lloyd. 
264 1 |a Newcastle upon Tyne :  |b Agenda Publishing,  |c 2023. 
300 |a 1 online resource (138 p.) 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
500 |a Description based upon print version of record. 
505 0 |a Intro -- Title Page -- Copyright -- Contents -- Introduction -- 1. Retail and wholesale CBDCs -- The changing environment for monetary payments -- The response of state regulators -- Current monetary system architecture and wholesale CBDCs -- Conclusion -- 2. Domestic monetary and legal implications -- Public money vs private money -- The problem of stablecoins -- The regulatory liability network -- The risks from the potential introduction of private money -- Implications of retail CBDCs for citizens -- Design options for CBDCs -- Consumer access to the CBDC -- Legal implications 
505 8 |a Monetary policy implications -- Cross-border payments -- Conclusion -- 3. Technology -- Central vs decentralized databases -- Distributed ledger technology -- Blockchain -- Commercial technology choices for central banks -- Smart contracts and programmability -- CBDC design options and technology platform choices -- Regulatory liability network -- Cross-border payments -- Conclusion -- 4. Impact on the commercial banking sector -- Commercial banking -- CBDCs and the commercial banking system -- Commercial bank reaction to CBDCs -- The role of credit card providers 
505 8 |a Other monetary system reform options -- Assessment of relative impacts -- Conclusion -- 5. The regional and international nexus -- The new global political economy -- China -- The United States -- EU digital euro -- Competing CBDCs -- Digital currency areas -- Cross-border wCBDC development -- A global digital reserve currency/unit of account -- Conclusion -- 6. The future of money: the next decade -- Money in the digital age -- Reforming domestic monetary systems -- The role of distributed ledger technology -- Political economy and society -- A global perspective 
505 8 |a Appendix 1: Retail CBDC case studies -- Appendix 2: Wholesale CBDC: cross-border examples -- References -- Index 
520 |a In this wide-ranging review, Michael Lloyd explores the potential opportunities and threats that the advent of CBDCs will have for commercial banking, business, individuals and the central banks themselves, as well as the world's monetary system. 
590 |a JSTOR  |b Books at JSTOR Demand Driven Acquisitions (DDA) 
590 |a JSTOR  |b Books at JSTOR All Purchased 
650 0 |a Digital currency. 
650 0 |a Banks and banking, Central. 
650 6 |a Monnaie électronique. 
650 6 |a Banques centrales. 
776 0 8 |i Print version:  |a Lloyd, Michael  |t Central Bank Digital Currencies  |d Newcastle upon Tyne : Agenda Publishing,c2023  |z 9781788216326 
856 4 0 |u https://jstor.uam.elogim.com/stable/10.2307/jj.4688123  |z Texto completo 
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938 |a ProQuest Ebook Central  |b EBLB  |n EBL7147862 
938 |a EBSCOhost  |b EBSC  |n 3468680 
994 |a 92  |b IZTAP