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The engine of enterprise : credit in America /

"American households, businesses, and governments have always used intensive amounts of credit. The Engine of Enterprise traces the story of credit from colonial times to the present, highlighting its productive role in building national prosperity. Rowena Olegario probes enduring questions tha...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Olegario, Rowena (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Cambridge, Massachusetts : Harvard University Press, 2016.
Temas:
Acceso en línea:Texto completo

MARC

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100 1 |a Olegario, Rowena,  |e author. 
245 1 4 |a The engine of enterprise :  |b credit in America /  |c Rowena Olegario. 
264 1 |a Cambridge, Massachusetts :  |b Harvard University Press,  |c 2016. 
264 4 |c ©2016 
300 |a 1 online resource (301 pages) :  |b illustrations 
336 |a text  |b txt  |2 rdacontent 
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504 |a Includes bibliographical references and index. 
505 0 |a "The sound of your hammer" : the foundations of credit in the new republic -- "To be a bankrupt is nothing" : credit, enterprise, and risk in the Antebellum era -- "There is considerable friction" : credit in the reconstruction nation -- "To open up mass markets" : a nation of consumers and home owners -- "Children, dogs, cats, and moose are getting credit cards" : the erosion of credit standards -- Postscript : creative and destructive credit. 
520 |a "American households, businesses, and governments have always used intensive amounts of credit. The Engine of Enterprise traces the story of credit from colonial times to the present, highlighting its productive role in building national prosperity. Rowena Olegario probes enduring questions that have divided Americans: Who should have access to credit? How should creditors assess borrowers' creditworthiness? How can people acommodate to, rather than just eliminate, the risks of a credit-dependent economy? In the 1970s Alexander Hamilton saw credit as "the invigorating principle" that would spur the growth of America's young economy. His great rival, Thomas Jefferson, deemed it a grave risk, inviting burdens of debt that would amoung to national self-enslavement. Even today, credit lies at the heart of longstanding debates about opportunity, democracy, individual responsibility, and government's reach. Olegario goes beyond these timeless debates to explain how the institutions and legal frameworks of borrowing and lending evolved and how attitudes about credit both reflected and drove those changes. Properly managed, credit promised to be a powerful tool. Mismanaged, it augured disaster. The Engine of Enterprise demonstrates how this tension led to the creation of bankruptcy laws, credit-reporting agencies, and insurance regimes to harness the power of credit while minimizing its destabilizing effects"--Book jacket. 
546 |a In English. 
588 0 |a Print version record. 
590 |a JSTOR  |b Books at JSTOR Demand Driven Acquisitions (DDA) 
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650 0 |a Commercial credit  |z United States  |x History. 
650 0 |a Mercantile system  |z United States  |x History. 
650 0 |a Finance  |z United States  |x History. 
650 0 |a Economic development  |z United States  |x History. 
651 0 |a United States  |x Economic conditions. 
650 6 |a Crédit commercial  |z États-Unis  |x Histoire. 
650 6 |a Mercantilisme  |z États-Unis  |x Histoire. 
650 6 |a Développement économique  |z États-Unis  |x Histoire. 
651 6 |a États-Unis  |x Conditions économiques. 
650 7 |a BUSINESS & ECONOMICS  |x Finance.  |2 bisacsh 
650 7 |a BUSINESS & ECONOMICS  |x Economic History.  |2 bisacsh 
650 7 |a Commercial credit.  |2 fast  |0 (OCoLC)fst00869463 
650 7 |a Economic development.  |2 fast  |0 (OCoLC)fst00901785 
650 7 |a Economic history.  |2 fast  |0 (OCoLC)fst00901974 
650 7 |a Finance.  |2 fast  |0 (OCoLC)fst00924349 
650 7 |a Mercantile system.  |2 fast  |0 (OCoLC)fst01016895 
651 7 |a United States.  |2 fast  |0 (OCoLC)fst01204155 
650 7 |a Kredit  |2 gnd 
651 7 |a USA  |2 gnd 
655 7 |a History.  |2 fast  |0 (OCoLC)fst01411628 
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