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The impact on workers' compensation insurance markets of allowing the Terrorism Risk Insurance Act to expire /
Congress enacted the Terrorism Risk Insurance Act (TRIA) in 2002, in response to terrorism insurance becoming unavailable or, when offered, extremely costly in the wake of the 9/11 attacks. The law provides a government reinsurance backstop in the case of a terrorist attack by providing mechanisms f...
| Clasificación: | Libro Electrónico |
|---|---|
| Autores principales: | , |
| Autor Corporativo: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
[Santa Monica, California] :
Rand Corporation,
[2014]
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| Colección: | Policy brief (Rand Corporation)
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| Temas: | |
| Acceso en línea: | Texto completo |
MARC
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| 100 | 1 | |a Dworsky, Michael, |e author. | |
| 245 | 1 | 4 | |a The impact on workers' compensation insurance markets of allowing the Terrorism Risk Insurance Act to expire / |c Michael Dworsky, Lloyd Dixon. |
| 264 | 1 | |a [Santa Monica, California] : |b Rand Corporation, |c [2014] | |
| 264 | 4 | |c ©2014 | |
| 300 | |a 1 online resource (20 pages) | ||
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| 500 | |a "RR-643-CCRMC"--Page 4 of cover | ||
| 500 | |a "RAND Center for Catastrophic Risk Management and Compensation"--Page 4 of cover | ||
| 504 | |a Includes bibliographical references. | ||
| 588 | 0 | |a Print version record. | |
| 520 | |a Congress enacted the Terrorism Risk Insurance Act (TRIA) in 2002, in response to terrorism insurance becoming unavailable or, when offered, extremely costly in the wake of the 9/11 attacks. The law provides a government reinsurance backstop in the case of a terrorist attack by providing mechanisms for avoiding an immediate drawdown of capital for insured losses or possibly covering the most extreme losses. Extended first in 2005 and again in 2007, TRIA is set to expire at the end of 2014, and Congress is again reconsidering the appropriate government role in terrorism insurance markets. This policy brief examines how markets for workers' compensation (WC) insurance would be affected if TRIA were to expire. They explain that TRIA expiration would affect WC insurance markets differently from other insurance markets because WC statutes rigidly define the terms of coverage, such that in a post-TRIA world insurance companies would limit their terrorism risk exposure by declining coverage to employers facing high terrorism risk. Because WC coverage is mandatory for nearly all U.S. employers, employers that cannot purchase coverage would be forced to obtain coverage in markets of last resort. Migration of terrorism risk to these markets of last resort would increase the likelihood that WC losses from a catastrophic terror attack would largely be financed by businesses and taxpayers throughout the state in which the attack occurs, adding to the challenge of rebuilding in that state. TRIA, in contrast, spreads such risk across the country. | ||
| 590 | |a JSTOR |b Books at JSTOR All Purchased | ||
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| 610 | 1 | 0 | |a United States. |t Terrorism Risk Insurance Act of 2002. |
| 630 | 0 | 7 | |a Terrorism Risk Insurance Act of 2002 (United States) |2 fast |0 (OCoLC)fst01398426 |
| 650 | 0 | |a Terrorism insurance |x Government policy |z United States. | |
| 650 | 0 | |a Workers' compensation |z United States. | |
| 650 | 6 | |a Assurance terrorisme |x Politique gouvernementale |z États-Unis. | |
| 650 | 6 | |a Travail |x Accidents |x Indemnisation |z États-Unis. | |
| 650 | 7 | |a LAW |x Labor & Employment. |2 bisacsh | |
| 650 | 7 | |a Workers' compensation. |2 fast |0 (OCoLC)fst01180345 | |
| 651 | 7 | |a United States. |2 fast |0 (OCoLC)fst01204155 | |
| 700 | 1 | |a Dixon, Lloyd S., |e author. | |
| 710 | 2 | |a Rand Corporation, |e issuing body. | |
| 710 | 2 | |a RAND Center for Catastrophic Risk Management and Compensation. | |
| 776 | 0 | 8 | |i Print version: |a Dworsky, Michael. |t Impact on workers' compensation insurance markets of allowing the Terrorism Risk Insurance Act to expire |z 0833086642 |w (OCoLC)881257388 |
| 830 | 0 | |a Policy brief (Rand Corporation) | |
| 856 | 4 | 0 | |u https://jstor.uam.elogim.com/stable/10.7249/j.ctt6wq9ht |z Texto completo |
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