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Hard choices : financial exclusion, fringe banks, and poverty in urban Canada /

"When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks, ' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Buckland, Jerry, 1961-
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Toronto ; Buffalo : University of Toronto Press, [2012]
Temas:
Acceso en línea:Texto completo

MARC

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100 1 |a Buckland, Jerry,  |d 1961- 
245 1 0 |a Hard choices :  |b financial exclusion, fringe banks, and poverty in urban Canada /  |c Jerry Buckland. 
264 1 |a Toronto ;  |a Buffalo :  |b University of Toronto Press,  |c [2012] 
264 4 |c ©2012 
300 |a 1 online resource (xviii, 270 pages) 
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504 |a Includes bibliographical references (pages 223-249) and index. 
505 0 |a Chapter 1. The Context of Financial Exclusion in Canada -- Chapter 2. Theories about Financial Exclusion -- Chapter 3. Choosing Banking Services When the Options Are Limited -- Chapter 4. The Business of Inner-City Banking -- Chapter 5. Working for Financial Inclusion. 
520 |a "When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks, ' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices 
520 |a The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all."--Pub. desc 
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650 0 |a Discrimination in banking  |z Canada. 
650 0 |a Urban poor  |z Canada. 
650 0 |a Urban poor  |z Canada  |x Finance, Personal. 
650 0 |a Banks and banking  |z Canada. 
650 0 |a Poverty  |z Canada. 
650 6 |a Discrimination dans les banques  |z Canada. 
650 6 |a Pauvres en milieu urbain  |z Canada. 
650 6 |a Pauvres en milieu urbain  |z Canada  |x Finances personnelles. 
650 6 |a Banques  |z Canada. 
650 6 |a Pauvreté  |z Canada. 
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650 7 |a Discrimination in banking.  |2 fast  |0 (OCoLC)fst00895026 
650 7 |a Poverty.  |2 fast  |0 (OCoLC)fst01074093 
650 7 |a Urban poor.  |2 fast  |0 (OCoLC)fst01162512 
650 7 |a Urban poor  |x Finance, Personal.  |2 fast  |0 (OCoLC)fst01162519 
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