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Uncharted waters : paying benefits from individual accounts in federal retirement policy : study panel final report. /

In the debate over Social Security reform, most of the work on individual accounts has focused on how individuals would save and manage those accounts during their working lives. Uncharted Waters goes further and addresses the often neglected questions about how and under what circumstances funds co...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autores Corporativos: National Academy of Social Insurance (U.S.), National Academy of Social Insurance (U.S.). Uncharted Waters Study Panel
Otros Autores: Apfel, Kenneth S., Graetz, Michael J.
Formato: Electrónico eBook
Idioma:Inglés
Publicado: [Washington, D.C.] : National Academy of-Social Insurance, [2004?]
Temas:
Acceso en línea:Texto completo

MARC

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245 0 0 |a Uncharted waters :  |b paying benefits from individual accounts in federal retirement policy : study panel final report. /  |c National Academy of Social Insurance 
260 |a [Washington, D.C.] :  |b National Academy of-Social Insurance,  |c [2004?] 
300 |a 1 online resource (vii, 225 pages) 
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500 |a Co-Chairs: Kenneth S. Apfel, Michael J. Graetz. 
504 |a Includes bibliographical references. 
505 0 |a Preface -- Contents -- 1 Introduction and Summary -- 2 Financial Demographics -- 3 Payments at Retirement -- 4 Institutional Arrangements for Providing Annuities -- 5 Pre- Retirement Access to Individual Accounts -- 6 Spousal Rights -- 7 Disabled Workers and their Families -- 8 Children, Life Insurance, and Bequests -- 9 Worker- Specific Offsets -- 10 Individual Account Taxation -- Appendix A: Current Rules for Taxing Savings -- Appendix B: Tax Treatment in Account Proposals -- Glossary -- References 
520 |a In the debate over Social Security reform, most of the work on individual accounts has focused on how individuals would save and manage those accounts during their working lives. Uncharted Waters goes further and addresses the often neglected questions about how and under what circumstances funds could be withdrawn from these accounts. In Uncharted Waters, a panel of recognized experts created a framework for determining how benefits might be paid if private accounts become a new part of the Social Security system or are created separate from Social Security. This important volume analyzes the potential implications of different policy choices. It considers the ramifications of payout rules for families at different stages of life, particularly for economically disadvantaged groups. The contributors also address how any new individual account program would fit with traditional Social Security, employer-based pensions, and tax-advantaged individual retirement savings (401(k)s and IRAs). As the debate over individual savings accounts rages, Uncharted Waters offers a sound framework for informing public policy on both sides of the argument. 
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700 1 |a Apfel, Kenneth S. 
700 1 |a Graetz, Michael J. 
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776 0 8 |i Print version:  |t Uncharted waters.  |d Washington, D.C. : National Academy of Social Insurance : [Distributed by] Brooking Institution Press, ©2005  |w (DLC) 2005351593  |w (OCoLC)60352985 
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