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Financial issues : banking, consumer credit and financial protection /

Detalles Bibliográficos
Clasificación:Libro Electrónico
Otros Autores: Treurniet, Jantiena (Editor )
Formato: Electrónico eBook
Idioma:Inglés
Publicado: New York : Nova Science Publishers, Incorporated, 2019.
Colección:Banks and banking development.
Temas:
Acceso en línea:Texto completo

MARC

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505 0 |a Intro; Contents; Preface; Chapter 1; Banking Policy Issues in the 116th Congress(; Abstract; Safety and Soundness; Consumer Protection, Fair Lending, and Access to Banking; Large Banks and "Too Big To Fail"; Community Banks; What Companies Should Be Eligible for Bank Charters; Recent Market and Economic Trends; Introduction; "Safety and Soundness"; Background; Prudential Regulation; Capital Requirements; Volcker Rule; Anti-Money Laundering Regulation; Cybersecurity; Consumer Protection, Fair Lending, and Banking Access; Background; Consumer Protection, Fair Lending, and CFPB Regulation 
505 8 |a Access to BankingCommunity Reinvestment Act; Community Banks; Background; Reduction in Community Banks; Regulatory Burden on Community Banks; Large Banks and "Too Big to Fail"; Background; Implementing Statutory Changes; Regulator Proposals Related to Large Bank Capital Requirements; What Companies Should Be Eligible for Charters; Background; OCC "Fintech" Charter; Industrial Loan Company Charters; Market and Economic Trends; Nonbank Credit Intermediation or "Shadow Banking"; Financial Technology, or "Fintech"; Higher Interest Rate Environment; Chapter 2; Introduction to Financial 
505 8 |a Services: Banking(Introduction; Key Concepts in Banking; Balance Sheet; Deposit Insurance; Overview of Regulation; Prudential; Basel III; Capital and Liquidity; Consumer Compliance; Recent Banking Legislation; Policy Issues; Bank Holding Companies; Community Banks; FinTech; Community Reinvestment Act; Chapter 3; Introduction to Bank Regulation: Leverage and Capital Ratio Requirements(; Introduction; Background; Current Requirements; Leverage Ratio; Risk-Weighted Ratio; Broad Policy Considerations; Specific Policy Issues; Appropriate Role of the Two Types of Ratios 
505 8 |a Appropriate Requirements for Large BanksChapter 4; Consumer Credit Reporting, Credit Bureaus, Credit Scoring, and Related Policy Issues(; Abstract; Introduction; The Consumer Data Industry and Specialty Services; Consumer Reporting Services; Credit Scoring Services; Existing Consumer Protections and Regulation of CRAs; Policy Issues; Inaccurate or Disputed Information; Length of Time to Retain Negative Information; Inconsistent Billing and Reporting Practices: Medical Tradelines; Consumer Rights in the Credit Reporting System 
505 8 |a Appropriate Purposes for Using Credit Bureau Data: Employment DecisionsConsumers with Limited Credit Histories and Use of Alternative Scoring Methods; Data Protection and Security Issues; Chapter 5; Consumer Credit Markets and Loan Pricing: The Basics*; Abstract; Consumer Credit Markets: Introduction; Loan Pricing Mechanics; The Base Rate and Risk-Adjusted Base Rate; Markup Above the Risk-Adjusted Base Rate; Consumer Credit Market Access and Loan Pricing: Some Legislative Actions; Chapter 6; Introduction to Financial Services: The Bureau of Consumer Financial Protection (CFPB)*; Introduction 
500 |a Structure of the CFPB 
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