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Retail Banking.
This 4th edition of Retail Banking is a comprehensive, up-to-date introduction to the principles of banking. Packed with international examples and case studies, the text covers all aspects of banking in the modern financial services industry and explains the regulatory, social, technological and pr...
| Clasificación: | Libro Electrónico |
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| Autor principal: | |
| Otros Autores: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Reading :
Gosbrook Professional Publishing Ltd,
2017.
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| Edición: | 4th ed. |
| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- List of figures; Preface to the fourth edition; Acronyms and abbreviations; Glossary; Part I The retail banking environment; 1 The retail banking environment; Objectives; Introduction; Figure 1.1 Retail banking environment; Retail banking; Figure 1.2 Retail banking at work. Source: Based on Taylor and Morison (1999); Retail banking risks; Political and legal drivers; Regulation; Deregulation; Economic drivers; Social drivers; Technological drivers; So, what is it all about?; Summary; Further reading; 2 What is retail banking?; Objectives; Introduction; Types of banking.
- Figure 2.1 A timeline of bank consolidation in the UKFigure 2.2 Constituent parts of a universal bank; Commercial banking; Investment banking; Bancassurance; Distinguishing between the types of banking; Key banking concepts; Intermediation; Figure 2.3 Lenders and borrowers; Table 2.1 Banking losses and compensation (2010-16); Credit creation; Table 2.2 Riverside Bank Pte Ltd balance sheet; Table 2.3 Riverside Bank Pte Ltd balance sheet #2; Table 2.4 Riverside Bank Pte Ltd balance sheet #3; Table 2.5 Riverside Bank Pte Ltd balance sheet #4; Summary; Further reading; 3 How do retail banks work?
- ObjectivesIntroduction; A typical bank balance sheet; Assets; Table 3.1 Assets on a typical bank balance sheet; Table 3.2 Riskiness of banking assets; Liabilities; Table 3.3 Liabilities on a typical bank balance sheet; Profitability; Table 3.4 Estimating return on equity (ROE); Liquidity; Table 3.5 Example of interest and liquidity risk; Summary; Further reading; 4 Retail banks and the economy; Objectives; Introduction; Money; A medium of exchange; Case study 4.1 Ukraine since 1992; Figure 4.1 Liquidity spectrum; A liquid store of value; A unit of account; A standard of deferred payment.
- The supply of moneyTable 4.1 Definitions of monetary aggregates in the UK; Inflation; The central bank; Figure 4.2 Transmission mechanism of monetary policy. Source: Bank of England (1999); Quantitative easing; Table 4.2 Extent of quantitative easing (QE); Key issues in credit creation
- a UK example; Summary; Further reading; 5 Retail banking regulation; Objectives; Introduction; The need for regulation; Systematic regulation; Table 5.1 Deposit insurance scheme limits
- selected countries; Prudential regulation; Basel I; Table 5.2 Risk-weighted assets of Countryside Bank plc.
- Table 5.3 Capital adequacy of Countryside Bank plc under Basel IFigure 5.1 Three pillars of Basel II; Basel II; Table 5.4 Capital adequacy of Countryside Bank plc under Basel II; Basel III; Table 5.5 Key ratios in Basel I, II and III compared; Conduct of business (COB) regulation; Figure 5.2 Functions of the Monetary Authority of Singapore (MAS); Banking risks; Table 5.6 Types of banking risk; Ring-fencing retail banking assets; Figure 5.3 'Ring-fencing' bank assets; Summary; Further reading; 6 Competition in retail banking; Objectives; Introduction; Competition and concentration.