Kingdom of the Netherlands-Netherlands : financial sector assessment program : technical note-financial stability and stress testing of the banking, household, and corporate sectors /
This analysis is conducted against a backdrop of a gradual domestic recovery, but still uncertain international context and remaining domestic vulnerabilities. Household debt is high and negative equity among young borrowers is prevalent. A substantial portion of households have a loan-to-value rati...
Clasificación: | Libro Electrónico |
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Autor Corporativo: | |
Formato: | Electrónico eBook |
Idioma: | Inglés |
Publicado: |
Washington, District of Columbia :
International Monetary Fund,
2017.
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Colección: | IMF County Reports ;
17/9 |
Temas: | |
Acceso en línea: | Texto completo |
Sumario: | This analysis is conducted against a backdrop of a gradual domestic recovery, but still uncertain international context and remaining domestic vulnerabilities. Household debt is high and negative equity among young borrowers is prevalent. A substantial portion of households have a loan-to-value ratio above 100 percent. While bank capitalization has improved since the crisis, balance sheets have contracted, profitability is low, and banks remain significantly reliant on wholesale funding. Financial institutions also face challenges from the continuing low interest rate environment and slow credit growth. |
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Descripción Física: | 1 online resource (82 pages) : illustrations, tables. |
ISBN: | 1475594437 9781475594430 |