Personal insolvency in the 21st century : a comparative analysis of the US and Europe /

Since 1979 the world has witnessed a remarkable cycle of personal insolvency law reform. Changes in capitalist economies, financial crises and political interest groups all contributed to this cycle of reform. This book examines the role of interest groups and distinct narratives in shaping reform i...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Ramsay, Iain (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Oxford, UK ; Portland, Oregon : Hart Publishing, 2017.
Temas:
Bankruptcy > Europe.
Bankruptcy > United States.
Debtor and creditor.
Débiteur et créancier.
LAW > Administrative Law & Regulatory Practice.
Bankruptcy
Debtor and creditor
Europe
United States
Acceso en línea:Texto completo
Tabla de Contenidos:
  • 1. The Rise of Personal Insolvency Law
  • I. Introduction
  • II. Explanations for Stability and Change in Personal Insolvency Law
  • III. Household Debt, Neo-liberalism, and Personal Insolvency Law
  • IV. Summary
  • 2. US Exceptionalism?
  • I. Introduction
  • II. The Challenge of the Wage Earner Debtor: The 1930s
  • III. The Wage Earner as Consumer Debtor: 1950s-1978
  • IV. Layering and Changing the Narrative: 1978-97
  • V. BAPCPA 2005
  • the Great Recession and the Future
  • VI. The Role of the State in US Bankruptcy Law
  • VII. Discussion
  • 3. Drift, Conversion, and Layering: England and Wales
  • I. Introduction
  • II. The Players in English Personal Insolvency Reform
  • III. Drifting
  • the Sad Life of the English Administration Order
  • IV. Conversion: The Individual Voluntary Arrangement
  • V. Framing the Policy Response After the Enterprise Act: Borrowing Binges
  • VI. Relief for the Deserving Poor: The Debt Relief Order
  • VII. The Great Recession and Personal Insolvency Law
  • VIII. Discussion
  • 4. France: Contingency, the Role of Narratives, and the New Droit Social
  • I. Introduction
  • II. Over-indebtedness Regulation in Context
  • III. The Development of the Over-indebtedness Regime
  • IV. Legitimating Narratives: From Active to Passive Debtor to ...?
  • V. The Changing Institutional Landscape: Commissions, Courts, and the Law in Action
  • VI. Discussion
  • 5. Sweden: The Quality of Mercy is Strained
  • I. Introduction
  • II. Swedish Regulation of the Consumer Credit Market
  • III. The Development of the Swedish Debt Restructuring System
  • IV. Who Accesses the Swedish Debt Restructuring System?
  • V. Debt Counselling and the 'Enabling Welfare State'
  • VI. The Five-Year Plan
  • VII. Protection Against Home Eviction and Mortgage Foreclosure
  • VIII. Discussion
  • 6. After the Crisis: Towards an International 'Common Sense' in Personal Insolvency Law?
  • I. Introduction
  • II. International Initiatives: After the Great Recession
  • III. European Union Consumer Credit Policy and Personal Insolvency
  • IV. EU Personal Insolvency Policy after the Crisis
  • V. EU Narratives
  • VI. Bankruptcy Tourism, Regulatory Competition, and Regulatory Learning
  • VII. Towards a European Paradigm?
  • VIII. Conclusion
  • 7. Conclusion: The Future of Personal Insolvency in the Twenty-First Century
  • I. Influential Interest Groups
  • II. Contemporary Narratives of Personal Insolvency
  • III. Technocracy and Democracy in Personal Insolvency Reform
  • IV. The Limits of Individual Insolvency?

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