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Student debt : a reference handbook /

Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory len...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autores principales: Elliott, William, III (Autor), Lewis, Melinda K. (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Santa Barbara, California : ABC-CLIO, An Imprint of ABC-CLIO, LLC, [2017]
Colección:Contemporary world issues.
Temas:
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Part 1 Background and History: 1958: National Defense Student Loan Program
  • 1965: The Higher Education Act-Loan Guarantees
  • 1972: Education Amendments
  • Ascendance of Student Loans within the Financial Aid System
  • Sallie Mae
  • 1978: Middle-Income Student Assistance Act
  • 1980s: Student Loans Become the Dominant Paradigm in Financial Aid
  • Changing Perceptions of Student Loans.
  • Part 2 Problems, Controversies, and Solutions: Following Borrowers, Protecting Creditors
  • Defining the "Problem" as One of Repayment Strain Leads to Narrowly Focused "Solutions, "Tweaks around the Margins Rather Than Fundamental Reconsiderations
  • Information as the Answer
  • Putting a Lid on Student Borrowing-Is "Nothing" Better Than Student Debt?
  • Channeling Momentum for Good
  • Free College?
  • How about a Bailout?
  • Part 3 Perspectives: Student Debt: How Did We Get Here and Why Should We Worry? / Mark Huelsman
  • Student Loans and Bankruptcy in the United States / Rajeev Darolia
  • Advice from Our Side of the FAFSA / Scott and Mandy Sponholtz
  • Developing a Mind-Set for Paying Off Student Debt / Phil Schuman
  • Education: Still Valuable, Just Not Equitable / Melinda Lewis
  • The College Conundrum-Does Student Debt Cancel Out the Value of Higher Education? / Aaron Conrad.
  • Part 4 Profiles: Researchers
  • Journalists
  • Research and policy organizations
  • Organizations providing resources and relief for borrowers
  • Student groups and movements
  • Media organizations.
  • Part 5: Figure 5.1 Student Debt by Family Income
  • Figure 5.2 Student Loan Debt by Race/Ethnicity and Class
  • Figure 5.3 Average Debt for Bachelor's Degree Recipients
  • Figure 5.4 Use of Student Loans and Cumulative Debt, by Institution Type
  • Figure 5.5 Average Debt for Associate's Degree Recipients, over Time
  • Figure 5.6 Trends in Education Finance: Appropriations for Postsecondary Education and Net Tuition
  • Figure 5.7 Twenty-Year Trend in Student Loan Utilization
  • Table 5.1 Student Debt in Selected Countries
  • Figure 5.8 State Spending on Higher Education, per Full-Time Equivalent Student, in Constant 2010 Dollars
  • Figure 5.9 Average Estimated Full-Time Undergraduate Budgets, 2015--2016
  • Figure 5.10 Total Student Loan Debt, in Millions of (2014) Dollars
  • College Opportunity for a Better AmericaAct (March 18, 2003)
  • Senate Hearing, "Higher Education, Higher Cost, and Higher Debt" (February 16, 2007)
  • Senate Hearing, "The Looming Debt Crisis" (March 20, 2012)
  • Student Loan Affordability Act (April 11, 2013)
  • President Obama's Remarks on Signing the Bipartisan Student Loan Certainty Act of 2013 (August 9, 2013)
  • Memorandum on Helping Struggling Federal Student Loan Borrowers Manage Their Debt (June 9, 2014)
  • President Obama's Remarks at a Question and-Answer Session on Student Loan Debt and College Affordability with Tumblr Participants (June 10, 2014)
  • Student Loan Servicing ReformFundamentals (2016)
  • Senator Elizabeth Warren's Questions Following Inspector General Report Detailing Faulty and Inaccurate Review of Servicemembers Civil Relief Act Compliance by Student Loan Servicers (March 3, 2016).
  • Resources
  • Chronology
  • Glossary
  • Index.