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EBSCO_ocn963936361 |
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OCoLC |
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20231017213018.0 |
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130807s2013 nyua ob 001 0 eng |
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|a 2020676393
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|a DLC
|b eng
|e rda
|c DLC
|d YDX
|d EBLCP
|d N$T
|d AGLDB
|d S9I
|d STF
|d DLC
|d OCLCO
|d OCLCQ
|d INARC
|d OCLCO
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7 |
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|a 016416379
|2 Uk
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|a 964292393
|a 964545408
|a 965340537
|a 1391411719
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|a 9781626183117
|q ebook
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|a 1626183112
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|z 1626183104
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|z 9781626183100
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|a (OCoLC)963936361
|z (OCoLC)964292393
|z (OCoLC)964545408
|z (OCoLC)965340537
|z (OCoLC)1391411719
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|a HG3751.7
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|a BUS
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|2 bisacsh
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| 082 |
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|a 332.7
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| 049 |
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|a UAMI
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| 245 |
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|a Credit scores :
|b impact and analysis of differences between consumer- and creditor-purchased scores /
|c Phillip B. Rogers, editor.
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| 264 |
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|a New York :
|b Nova Science Publishers, Incorporated,
|c [2013].
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| 300 |
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|a 1 online resource.
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| 336 |
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|a text
|b txt
|2 rdacontent
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| 337 |
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|a computer
|b c
|2 rdamedia
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| 338 |
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|a online resource
|b cr
|2 rdacarrier
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| 347 |
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|a data file
|2 rda
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| 490 |
1 |
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|a Financial institutions and services
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| 504 |
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|a Includes bibliographical references (pages 64-65) and index.
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| 588 |
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|a Description based on print version record.
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|a CREDIT SCORES: IMPACT AND ANALYSIS OF DIFFERENCES BETWEEN CONSUMER- AND CREDITOR-PURCHASED SCORES; CREDIT SCORES: IMPACT AND ANALYSIS OF DIFFERENCES BETWEEN CONSUMER- AND CREDITOR-PURCHASED SCORES; Library of Congress Cataloging-in-Publication Data; CONTENTS; PREFACE; Chapter 1: THE IMPACT OF DIFFERENCES BETWEEN CONSUMER- AND CREDITOR-PURCHASED CREDIT SCORES; EXECUTIVE SUMMARY; I. CREDIT REPORTING AND CREDIT SCORING; A. Consumer Reporting Agencies and Credit Reports; B. Credit Scores; II. CREDIT SCORES IN THE MARKETPLACE; A. Types of Credit Scores; 1. FICO Scores
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| 505 |
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|a 2. Consumer Reporting Agency Scores3. VantageScore; B. Uses of Scores; 1. Marketing; 2. Origination; 3. Account Maintenance or Account Review; 4. Valuations of Loan Portfolios; III. CONSUMER CREDIT SCORE MARKETPLACE; A. Consumer Purchases of Credit Scores; B. Mandatory Provision of Credit Scores by Lenders; 1. Receiving a Credit Score in Connection with Risk-Based Pricing; 2. Receiving a Credit Score When Obtaining a Mortgage; 3. Receiving a Credit Score on an Adverse Action Notice; IV. ANALYSIS OF POTENTIAL HARMS TO CONSUMERS; A. Potential Adverse Effects on Consumers; B. Data Analysis
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|a 1. CRA Data2. Analysis; a) Absolute Comparisons; b) Relative Comparisons; c) Comparisons within Score Sub-Groups; d) Comparisons within Groups Defined by Credit History Characteristics; CONCLUSION; APPENDIX. CREDIT SCORE MODEL DEVELOPMENT; End Notes; Chapter 2: ANALYSIS OF DIFFERENCES BETWEEN CONSUMER- AND CREDITOR-PURCHASED CREDIT SCORES; EXECUTIVE SUMMARY; 1. INTRODUCTION; 1.1. Overview of Score Variations and Why They Might Matter; 1.1.1. Types of Scores; 1.1.1.a. FICO Scores; 1.1.1.b. Vantage Scores; 1.1.1.c. Consumer Reporting Agency Scores; 1.1.2. Consumer Purchases of Credit Scores
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|a 1.1.3. Potential Harms for Consumers1.1.3.a. Harms from Inaccurate Perception of Creditworthiness; 1.1.3.b. Small differences, Big impacts; 1.1.4. Study Objectives; 2. ANALYSIS AND RESULTS; 2.1. Data; 2.2. Analysis and Results; 2.2.1. Score Distributions; 2.2.2. Adjusting for Score Range Differences; 2.2.3. Correlation across Scoring Models; 2.2.4. Magnitude of Differences across Scoring Models; 2.2.5. Economically Meaningful Differences across Scoring Models; 2.2.6. Results for Population Subgroups; 3. IMPACT AND POLICY IMPLICATIONS; INDEX; Blank Page
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| 590 |
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|a eBooks on EBSCOhost
|b EBSCO eBook Subscription Academic Collection - Worldwide
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| 650 |
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0 |
|a Credit scoring systems
|z United States.
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| 650 |
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6 |
|a Évaluation par points (Crédit)
|z États-Unis.
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| 650 |
|
7 |
|a BUSINESS & ECONOMICS
|x Finance.
|2 bisacsh
|
| 650 |
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7 |
|a Credit scoring systems
|2 fast
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| 651 |
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|a United States
|2 fast
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| 700 |
1 |
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|a Rogers, Phillip B.,
|e editor.
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| 776 |
0 |
8 |
|i Print version:
|t Credit scores
|d New York : Nova Science Publishers, Inc., [2013].
|z 9781626183100
|w (DLC) 2013370510
|
| 830 |
|
0 |
|a Financial institutions and services.
|
| 856 |
4 |
0 |
|u https://ebsco.uam.elogim.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1423402
|z Texto completo
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| 938 |
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|a YBP Library Services
|b YANK
|n 13269059
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| 938 |
|
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|a EBSCOhost
|b EBSC
|n 1423402
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| 938 |
|
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|a ProQuest Ebook Central
|b EBLB
|n EBL4759620
|
| 938 |
|
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|a Internet Archive
|b INAR
|n creditscoresimpa0000unse
|
| 994 |
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|a 92
|b IZTAP
|
