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Retirement security : national and international efforts to expand coverage /

Detalles Bibliográficos
Clasificación:Libro Electrónico
Otros Autores: Wilkins, Rafael (Editor )
Formato: Electrónico eBook
Idioma:Inglés
Publicado: New York : Nova Publishers, [2016]
Colección:Retirement issues, plans and lifestyles.
Temas:
Acceso en línea:Texto completo

MARC

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245 0 0 |a Retirement security :  |b national and international efforts to expand coverage /  |c Rafael Wilkins, editor. 
264 1 |a New York :  |b Nova Publishers,  |c [2016] 
300 |a 1 online resource 
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490 1 |a Retirement issues, plans and lifestyles 
504 |a Includes bibliographical references and index. 
588 0 |a Print version record; title from PDF title page, viewed (07/23/2020). 
505 0 |a RETIREMENT SECURITY NATIONAL AND INTERNATIONAL EFFORTS TO EXPAND COVERAGE ; RETIREMENT SECURITY NATIONAL AND INTERNATIONAL EFFORTS TO EXPAND COVERAGE ; CONTENTS ; PREFACE ; Chapter 1 RETIREMENT SECURITY: FEDERAL ACTION COULD HELP STATE EFFORTS TO EXPAND PRIVATE SECTOR COVERAGE* ; WHY GAO DID THIS STUDY ; WHAT GAO RECOMMENDS ; WHAT GAO FOUND ; ABBREVIATIONS; BACKGROUND ; Efforts to Expand Workplace Retirement Savings Program Coverage in the United States; Automatic Enrollment ; Saver's Credit ; myRA; Legislative Proposals 
505 8 |a Federal Regulation of Employee Benefit Plans and Individual Retirement Accounts ERISA Preemption; GAPS IN ACCESS LEAVE MANY LOW-INCOME AND OTHER WORKERS WITHOUT WORKPLACE RETIREMENT SAVINGS PROGRAM COVERAGE; Lack of Coverage Is Driven by Gaps in Access ; Lower Income Workers and Those Employed by Smaller Firms Are Much Less Likely to Have Coverage; Given Access, Most Workers Participate ; STATES AND OTHER COUNTRIES USE SIMILAR KEY STRATEGIES TO EXPAND RETIREMENT COVERAGE ; States and Countries We Reviewed Often Combine Workplace Access, Automatic Enrollment, and Financial Incentives 
505 8 |a Workplace Access Automatic Enrollment ; Financial Incentives ; States Can Learn from Other Countries' Experiences Implementing another Key Strategy -- Simplifying Administration and Investment Management ; While Implementation of State Efforts Would Likely Increase Coverage, Some Private Sector Workers May Remain Uncovered ; STATES FACE POTENTIAL CHALLENGES WITH LEGAL UNCERTAINTIES THAT COULD DELAY OR DETER THEIR EFFORTS TO EXPAND COVERAGE WITHOUT FEDERAL ACTION ; ERISA Preemption ; Other Issues Causing Legal Uncertainty ; CONCLUSION ; MATTER FOR CONGRESSIONAL CONSIDERATION 
505 8 |a RECOMMENDATION FOR EXECUTIVE ACTION AGENCY COMMENTS AND OUR EVALUATION ; APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY ; Section 1: Examining Estimates of Retirement Program Access and Participation and Characteristics of Workers Who Lack Coverage ; SIPP and IRS/SSA data ; Data Reliability; Methods for Examining Retirement Program Coverage ; Literature Review and Interviews ; Section 2: Examining Strategies Used in State Efforts to Expand Coverage and the Potential Challenges States Could Face Given Existing Federal Law and Regulations ; List of State Efforts ; State Case Studies 
505 8 |a Section 3: Examining Strategies Used in Other Countries' Efforts to Expand Coverage APPENDIX II: DESCRIPTION OF EFFORTS TO SIMPLIFY ADMINISTRATION AND INVESTMENT MANAGEMENT OF WORKPLACE RETIREMENT SAVINGS PROGRAMS ; Reducing Administrative Burden and Cost for Employers ; Use Employers' Existing Payroll Processes ; Allow Small Employers to Choose Whether to Participate and Other Efforts to Recognize Resource Limitations of Small Employers ; Other Actions to Reduce Administrative Burden for Employer 
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