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EBSCO_ocn952337041 |
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20231017213018.0 |
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160920s2016 nyu ob 001 0 eng |
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|a 2020679355
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|a DLC
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|a 959535299
|a 959648253
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|a 9781634850018
|q (eBook)
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0 |
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|a 332.67254
|2 23
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|a UAMI
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|a Retirement security :
|b national and international efforts to expand coverage /
|c Rafael Wilkins, editor.
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|a New York :
|b Nova Publishers,
|c [2016]
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|a 1 online resource
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336 |
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|a text
|b txt
|2 rdacontent
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|a computer
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|a online resource
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|a Retirement issues, plans and lifestyles
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|a Includes bibliographical references and index.
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|a Print version record; title from PDF title page, viewed (07/23/2020).
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|a RETIREMENT SECURITY NATIONAL AND INTERNATIONAL EFFORTS TO EXPAND COVERAGE ; RETIREMENT SECURITY NATIONAL AND INTERNATIONAL EFFORTS TO EXPAND COVERAGE ; CONTENTS ; PREFACE ; Chapter 1 RETIREMENT SECURITY: FEDERAL ACTION COULD HELP STATE EFFORTS TO EXPAND PRIVATE SECTOR COVERAGE* ; WHY GAO DID THIS STUDY ; WHAT GAO RECOMMENDS ; WHAT GAO FOUND ; ABBREVIATIONS; BACKGROUND ; Efforts to Expand Workplace Retirement Savings Program Coverage in the United States; Automatic Enrollment ; Saver's Credit ; myRA; Legislative Proposals
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|a Federal Regulation of Employee Benefit Plans and Individual Retirement Accounts ERISA Preemption; GAPS IN ACCESS LEAVE MANY LOW-INCOME AND OTHER WORKERS WITHOUT WORKPLACE RETIREMENT SAVINGS PROGRAM COVERAGE; Lack of Coverage Is Driven by Gaps in Access ; Lower Income Workers and Those Employed by Smaller Firms Are Much Less Likely to Have Coverage; Given Access, Most Workers Participate ; STATES AND OTHER COUNTRIES USE SIMILAR KEY STRATEGIES TO EXPAND RETIREMENT COVERAGE ; States and Countries We Reviewed Often Combine Workplace Access, Automatic Enrollment, and Financial Incentives
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|a Workplace Access Automatic Enrollment ; Financial Incentives ; States Can Learn from Other Countries' Experiences Implementing another Key Strategy -- Simplifying Administration and Investment Management ; While Implementation of State Efforts Would Likely Increase Coverage, Some Private Sector Workers May Remain Uncovered ; STATES FACE POTENTIAL CHALLENGES WITH LEGAL UNCERTAINTIES THAT COULD DELAY OR DETER THEIR EFFORTS TO EXPAND COVERAGE WITHOUT FEDERAL ACTION ; ERISA Preemption ; Other Issues Causing Legal Uncertainty ; CONCLUSION ; MATTER FOR CONGRESSIONAL CONSIDERATION
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|a RECOMMENDATION FOR EXECUTIVE ACTION AGENCY COMMENTS AND OUR EVALUATION ; APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY ; Section 1: Examining Estimates of Retirement Program Access and Participation and Characteristics of Workers Who Lack Coverage ; SIPP and IRS/SSA data ; Data Reliability; Methods for Examining Retirement Program Coverage ; Literature Review and Interviews ; Section 2: Examining Strategies Used in State Efforts to Expand Coverage and the Potential Challenges States Could Face Given Existing Federal Law and Regulations ; List of State Efforts ; State Case Studies
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|a Section 3: Examining Strategies Used in Other Countries' Efforts to Expand Coverage APPENDIX II: DESCRIPTION OF EFFORTS TO SIMPLIFY ADMINISTRATION AND INVESTMENT MANAGEMENT OF WORKPLACE RETIREMENT SAVINGS PROGRAMS ; Reducing Administrative Burden and Cost for Employers ; Use Employers' Existing Payroll Processes ; Allow Small Employers to Choose Whether to Participate and Other Efforts to Recognize Resource Limitations of Small Employers ; Other Actions to Reduce Administrative Burden for Employer
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|a eBooks on EBSCOhost
|b EBSCO eBook Subscription Academic Collection - Worldwide
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|a Pension trusts
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|0 (OCoLC)fst01057041
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|a United States.
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700 |
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|a Wilkins, Rafael,
|e editor.
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|i Print version:
|t Retirement security.
|d New York : Nova Publishers, [2016]
|z 1634850009
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|a Retirement issues, plans and lifestyles.
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