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Agricultural finance for smallholder farmers : rethinking traditional microfinance risk and cost management approaches /
Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks a...
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Stuttgart :
Ibidem-Verlag,
2015.
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| Colección: | Roettger, Daniela. Default Blank ;
bk. 11. |
| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- Foreword; Table of Contents; List of Figures; List of Tables; List of Abbreviations; 1 Introduction; 1.1 The relevance of agricultural finance for increasing smallholder farmers' productivity; 1.2 Purpose and outline of the paper; 1.3 Methodology; 2 Terminology and historical background of agricultural finance for smallholder farmers; 2.1 Terminology; 2.1.1 Microfinance, rural finance, and agricultural finance; 2.1.2 Smallholder farmers: definition and financial needs; 2.2 The history of agricultural finance for smallholder farmers: a change of underlying principles.
- 2.2.1 Old paradigm: subsidized agricultural credit2.2.2 Emergence of a new paradigm; 2.2.3 Linking the new paradigm and agricultural finance for smallholder farmers; 3 Risks and costs of agricultural lending for smallholder farmers; 3.1 (Credit) risks specific to agricultural lending for smallholder farmers; 3.2 Costs specific to agricultural lending for smallholder farmers; 4 Traditional microfinance risk and cost management approaches: do they work for smallholder farmers?; 4.1 Loan product design for risk mitigation in traditional microfinance.
- 4.2 Loan assessment and monitoring for risk mitigation in traditional microfinance4.3 Reducing transaction costs in traditional microfinance; 5 Interim conclusion; 6 Overview of interviewed MFIs and their agricultural lending strategies; 6.1 Indicators and agricultural loan products of interviewed MFIs; 6.2 Commercial banks; 6.3 Microfinance companies; 6.4 Membership-based financial institutions; 7 Risk mitigation through adapted loan products and lending procedures; 7.1 Loan features of agricultural production loans; 7.1.2 Discussion of interest rates.
- 7.2 Risk management through adapted lending procedures8 Further strategies to reduce risks and transaction costs in agricultural lending to smallholder farmers; 8.1 Qualified staff with agricultural backgrounds; 8.2 Value chain finance; 8.3 Cooperation with external actors; 8.4 Cost-effective outreach to smallholder farmers; 9 Conclusion; Bibliography; Annex.