Consumer financial protection bureau : overview & analyses /

Detalles Bibliográficos
Clasificación:Libro Electrónico
Otros Autores: Cerutti, Paul J., Kolchak, Margaret
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Hauppauge, N.Y. : Lancaster : Nova Science ; Gazelle [distributor], 2013.
Colección:Financial institutions and services
Temas:
Financial services industry > Law and legislation > United States.
Financial institutions > Law and legislation > United States.
Consumer protection > Law and legislation > United States.
LAW > Administrative Law & Regulatory Practice.
Consumer protection > Law and legislation
Financial institutions > Law and legislation
Financial services industry > Law and legislation
United States
Acceso en línea:Texto completo
Tabla de Contenidos:
  • THE CONSUMER FINANCIAL PROTECTION BUREAU OVERVIEW AND ANALYSES ; THE CONSUMER FINANCIAL PROTECTION BUREAU OVERVIEW AND ANALYSES ; CONTENTS ; PREFACE; Chapter 1 THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB): A LEGAL ANALYSIS* ; Summary; Introduction; Federal Consumer Financial Protection Regulation Before the CFPB; Arguments for Consolidating Federal Consumer Financial Regulatory Powers; "Regulatory Arbitrage" Resulted in a "Race-to-the-Bottom"; Safety and Soundness Historically Have Trumped Consumer Compliance; Overview of the Bureau; Bureau's Purpose and Structure; General Powers
  • Covered Entities and ActivitiesDepositories with More Than 10 Billion in Assets; Depositories with 10 Billion or Less in Assets; Nondepository Financial Institutions; Nondepository Institutions with Explicit Exemptions; Merchants, Retailers, and Sellers of Nonfinancial Goods and Services; Automobile Dealers; Other Excluded Entities; Newly Established Rulemaking; General Rulemaking Powers; Specific Rulemaking Powers; Unfair, Deceptive, or Abusive Acts or Practices; Disclosure Requirements; Rulemakings Initiated by the States; Rulemaking under the Enumerated Consumer Laws; Funding; Conclusion
  • End NotesChapter 2 REVISITING MORTGAGE LOAN DISCLOSURES UNDER THE CONSUMER FINANCIAL PROTECTION BUREAU* ; Summary; Introduction; 2008 Disclosure Modifications; Standardizing the Good Faith Estimate Form; Disclosure of Yield Spread Premium and the Trade-off Table; Recent CFPB Proposals; End Notes; Chapter 3 THE EARLY AGENDA OF THE CONSUMER FINANCIAL PROTECTION BUREAU: THE NONBANK SUPERVISION PROGRAM* ; Summary; Introduction; Overview of the Bureau; Initiatives Undertaken before the Director's Appointment; Early Agenda of the New Director: Nonbank Supervision Program; Specific Markets
  • Mortgage CompaniesPayday Lenders; Private Education Lenders; Defining Larger Participants; Other Nonbanks; End Notes; Chapter 4 THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT: REGULATIONS TO BE ISSUED BY THE CONSUMER FINANCIAL PROTECTION BUREAU* ; Summary; Introduction; Consumer Financial Protection Bureau; This Report; Provisions Not Included in the Table; CFPB, Like Transferor Agencies, Has Broad Rulemaking Authority; Section 1022 and CFPB Rulemaking; Related Authorities and Duties; Rule Effectiveness Reports; Other Rulemaking Requirements and Authorities
  • Most Provisions Provide Bureau DiscretionSome Provisions Prescribe Rule Contents or Process; Procedural Requirements; Publication and Effective Dates; Rulemaking Authority and Discretion Generally the Same; Some Federal Rulemaking Requirements Not Applicable to CFPB Rules; Many Rulemaking Requirements, and Exceptions, Apply to CFPB Rules; Some Rulemaking Requirements and Controls Are Not Applicable to the CFPB; Executive Order 12866; Paperwork Reduction Act; Unfunded Mandates Reform Act; Appropriations Restrictions

Ejemplares similares