Claiming social security benefits early : analysis, issues, and health coverage options /

Deciding when to retire and claim Social Security benefits can be one of the most important financial decisions older Americans make. Despite higher monthly benefits for those who delay, many people still claim Social Security retirement benefits at age 62, the earliest age of eligibility. In 2014,...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Otros Autores: Walton, Ricky H. (Editor )
Formato: Electrónico eBook
Idioma:Inglés
Publicado: New York : Nova Science Pub Inc, [2014]
Colección:Health care issues, costs, and access.
Temas:
Social security > United States.
Sécurité sociale > États-Unis.
BUSINESS & ECONOMICS > Finance.
Early retirement
Retirement
Retirement income
Social security
United States
Acceso en línea:Texto completo
Tabla de Contenidos:
  • CLAIMING SOCIAL SECURITY BENEFITS EARLY: ANALYSIS, ISSUES, AND HEALTH COVERAGE OPTIONS
  • CLAIMING SOCIAL SECURITY BENEFITS EARLY: ANALYSIS, ISSUES, AND HEALTH COVERAGE OPTIONS
  • Library of Congress Cataloging-in-Publication Data
  • CONTENTS
  • PREFACE
  • Chapter 1: RETIREMENT SECURITY: CHALLENGES FOR THOSE CLAIMING SOCIAL SECURITY BENEFITS EARLY AND NEW HEALTH COVERAGE OPTIONS
  • WHY GAO DID THIS STUDY
  • WHAT GAO FOUND
  • ABBREVIATIONS
  • BACKGROUND
  • WORK-RELATED FACTORS AND PERCEPTIONS OF LIFE EXPECTANCY AFFECT DECISION TO CLAIM SOCIAL SECURITY BENEFITS EARLY
  • THOSE WHO DELAY CLAIMING SOCIAL SECURITY HAVE SOMEWHAT HIGHER INCOME IN RETIREMENT, EVEN AMONG THOSE WITH SIMILAR INCOME AT THE START OF RETIREMENTNEARLY A QUARTER OF EARLY CLAIMERS LACKED ACCESS TO GOVERNMENT OR EMPLOYER-SPONSORED HEALTH COVERAGE AND THUS MAY BENEFIT FROM NEW OPTIONS, MOSTLY AT REDUCED COSTS
  • CONCLUDING OBSERVATIONS
  • AGENCY COMMENTS
  • APPENDIX I. OBJECTIVES, SCOPE, AND METHODS
  • APPENDIX II. AVERAGE HOUSEHOLD INCOME AND WEALTH FOR HOUSEHOLDS NEAR 10TH AND 90TH PERCENTILE OF TOTAL HOUSEHOLD INCOME
  • ""APPENDIX III. ESTIMATES OF THE NUMBER AND PERCENTAGE OF EARLY CLAIMERS POTENTIALLY ELIGIBLE FOR EXPANDED MEDICAID IN 2014""""Chapter 2: THE SOCIAL SECURITY RETIREMENT AGE: IN BRIEF""; ""INTRODUCTIONâ€?RETIRED WORKER BENEFITS""; ""FULL RETIREMENT AGE""; ""EARLY ELIGIBILITY AGE""; ""ACTUARIAL MODIFICATION TO BENEFITSFOR WORKERS WHO CLAIM BENEFITS BEFOREOR AFTER THE FRA""; ""AGE DISTRIBUTION OF RETIREMENT BENEFIT CLAIMS""; ""Chapter 3: MEDICARE PRIMER""; ""SUMMARY""; ""INTRODUCTION""; ""MEDICARE HISTORY""; ""ELIGIBILITY AND ENROLLMENT""; ""BENEFITS AND PAYMENTS""; ""ADMINISTRATION""
  • FINANCINGADDITIONAL INSURANCE COVERAGE
  • APPENDIX A. ACRONYMS
  • APPENDIX B. 2013 MEDICARE BENEFICIARY COSTS
  • INDEX

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