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141210s2014 nyu ob 001 0 eng |
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|a UAMI
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|a Claiming social security benefits early :
|b analysis, issues, and health coverage options /
|c Ricky H. Walton, editor.
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|a New York :
|b Nova Science Pub Inc,
|c [2014]
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|a 1 online resource
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|a text
|b txt
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|a Health care issues, costs, and access
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|a Includes bibliographical references and index.
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|a Print version record.
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|a CLAIMING SOCIAL SECURITY BENEFITS EARLY: ANALYSIS, ISSUES, AND HEALTH COVERAGE OPTIONS -- CLAIMING SOCIAL SECURITY BENEFITS EARLY: ANALYSIS, ISSUES, AND HEALTH COVERAGE OPTIONS -- Library of Congress Cataloging-in-Publication Data -- CONTENTS -- PREFACE -- Chapter 1: RETIREMENT SECURITY: CHALLENGES FOR THOSE CLAIMING SOCIAL SECURITY BENEFITS EARLY AND NEW HEALTH COVERAGE OPTIONS -- WHY GAO DID THIS STUDY -- WHAT GAO FOUND -- ABBREVIATIONS -- BACKGROUND -- WORK-RELATED FACTORS AND PERCEPTIONS OF LIFE EXPECTANCY AFFECT DECISION TO CLAIM SOCIAL SECURITY BENEFITS EARLY
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|a THOSE WHO DELAY CLAIMING SOCIAL SECURITY HAVE SOMEWHAT HIGHER INCOME IN RETIREMENT, EVEN AMONG THOSE WITH SIMILAR INCOME AT THE START OF RETIREMENTNEARLY A QUARTER OF EARLY CLAIMERS LACKED ACCESS TO GOVERNMENT OR EMPLOYER-SPONSORED HEALTH COVERAGE AND THUS MAY BENEFIT FROM NEW OPTIONS, MOSTLY AT REDUCED COSTS -- CONCLUDING OBSERVATIONS -- AGENCY COMMENTS -- APPENDIX I. OBJECTIVES, SCOPE, AND METHODS -- APPENDIX II. AVERAGE HOUSEHOLD INCOME AND WEALTH FOR HOUSEHOLDS NEAR 10TH AND 90TH PERCENTILE OF TOTAL HOUSEHOLD INCOME
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|a ""APPENDIX III. ESTIMATES OF THE NUMBER AND PERCENTAGE OF EARLY CLAIMERS POTENTIALLY ELIGIBLE FOR EXPANDED MEDICAID IN 2014""""Chapter 2: THE SOCIAL SECURITY RETIREMENT AGE: IN BRIEF""; ""INTRODUCTION�RETIRED WORKER BENEFITS""; ""FULL RETIREMENT AGE""; ""EARLY ELIGIBILITY AGE""; ""ACTUARIAL MODIFICATION TO BENEFITSFOR WORKERS WHO CLAIM BENEFITS BEFOREOR AFTER THE FRA""; ""AGE DISTRIBUTION OF RETIREMENT BENEFIT CLAIMS""; ""Chapter 3: MEDICARE PRIMER""; ""SUMMARY""; ""INTRODUCTION""; ""MEDICARE HISTORY""; ""ELIGIBILITY AND ENROLLMENT""; ""BENEFITS AND PAYMENTS""; ""ADMINISTRATION""
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|a FINANCINGADDITIONAL INSURANCE COVERAGE -- APPENDIX A. ACRONYMS -- APPENDIX B. 2013 MEDICARE BENEFICIARY COSTS -- INDEX
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|a Deciding when to retire and claim Social Security benefits can be one of the most important financial decisions older Americans make. Despite higher monthly benefits for those who delay, many people still claim Social Security retirement benefits at age 62, the earliest age of eligibility. In 2014, these early claimers will see their monthly benefits reduced by 25 percent compared to what they would have received if they had delayed claiming until age 66, the current full retirement age. At the same time, some early claimers do not have access to government or employer-sponsored health insuran.
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|a Walton, Ricky H.,
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|d New York : Nova Science Pub Inc [2014]
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