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Retirement savings and security : selected elements and considerations /
This book provides an overview of select elements and considerations of retirement savings and security with a focus on Social Security financing and benefits under current law; eligibility requirements, contribution limits, tax deductibility of contributions, and rules for withdrawing funds from tr...
| Clasificación: | Libro Electrónico |
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| Otros Autores: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
New York :
Nova Publishers,
[2013]
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| Colección: | Retirement issues, plans and lifestyles.
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| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- RETIREMENT SAVINGS AND SECURITY: SELECTED ELEMENTS AND CONSIDERATIONS; RETIREMENT SAVINGS AND SECURITY: SELECTED ELEMENTS AND CONSIDERATIONS; Library of Congress Cataloging-in-Publication Data; CONTENTS; PREFACE; Chapter 1: SOCIAL SECURITY PRIMER; SUMMARY; INTRODUCTION; ORIGINS AND BRIEF HISTORY OF SOCIAL SECURITY; SOCIAL SECURITY FINANCING; STATUS OF THE SOCIAL SECURITY TRUST FUNDS; SOCIAL SECURITY REFORM DEBATE; SOCIAL SECURITY BENEFIT RULES; SOCIAL SECURITY BENEFICIARIES; Chapter 2: TRADITIONAL AND ROTH INDIVIDUAL RETIREMENT ACCOUNTS (IRAS): A PRIMER; SUMMARY; INTRODUCTION.
- IRA ASSETS AND SOURCES OF FUNDSTRADITIONAL IRAS; CONTRIBUTIONS; ROTH IRAS; RETIREMENT SAVINGS CONTRIBUTION CREDIT; APPENDIX. QUALIFIED DISTRIBUTIONS RELATED TO NATURAL DISASTERS; Chapter 3: INDIVIDUAL RETIREMENT ACCOUNTS (IRAS): ISSUES AND PROPOSED EXPANSION; SUMMARY; INTRODUCTION; CURRENT RULES REGARDING INDIVIDUAL RETIREMENT ACCOUNTS; TAX CONSEQUENCES OF IRAS; ECONOMIC IMPORTANCE OF IRAS; SAVINGS EFFECTS; DISTRIBUTIONAL EFFECTS; ADMINISTRATIVE ISSUES; POLICY IMPLICATIONS OF TRADITIONAL AND ROTH IRAS; RECENT PROPOSALS; CONCLUSION; APPENDIX. A HISTORY OF IRA PROPOSALS.
- Chapter 4: 401(K) PLANS AND RETIREMENT SAVINGS: ISSUES FOR CONGRESSSUMMARY; NEW CHALLENGES TO A SECURE RETIREMENT INCOME; ACCESS TO EMPLOYER-SPONSORED RETIREMENT PLANS; PARTICIPATION IN EMPLOYER-SPONSORED RETIREMENT PLANS; CONTRIBUTIONS TO RETIREMENT SAVINGS PLANS; POLICY ISSUE: AUTOMATIC CONTRIBUTION ESCALATION; INVESTMENT CHOICES AND INVESTMENT RISK; FEES AND FEE DISCLOSURE; LEAKAGE FROM RETIREMENT SAVINGS PLANS; CONVERTING RETIREMENT SAVINGS INTO INCOME; CONCLUSION; ACKNOWLEDGMENTS; Chapter 5: FEDERAL EMPLOYEES' RETIREMENT SYSTEM: BENEFITS AND FINANCING; SUMMARY.
- BACKGROUND ON RETIREMENT PLAN DESIGNELIGIBILITY AND BENEFIT AMOUNTS UNDER FERS AND CSRS; RETIREMENT INCOME ADEQUACY; THE THRIFT SAVINGS PLAN; EMPLOYER AND EMPLOYEE CONTRIBUTIONS TO CSRS AND FERS; FINANCING PENSION BENEFITS FOR FEDERAL EMPLOYEES; APPENDIX. LEGISLATIVE PROPOSALS IN THE 112TH CONGRESS; Chapter 6: FEDERAL EMPLOYEES'RETIREMENT SYSTEM: THE ROLE OF THE THRIFT SAVINGS PLAN; SUMMARY; INTRODUCTION; THE FERS BASIC RETIREMENT ANNUITY; THE THRIFT SAVINGS PLAN; ILLUSTRATIONS OF THE TSP'S ROLE IN PROVIDING RETIREMENT INCOME; THE THRIFT SAVINGS PLAN ENHANCEMENT ACT OF 2009; CONCLUSION.
- APPENDIX. ADMINISTRATION OF THE THRIFT SAVINGS PLANChapter 7: RETIREMENT SECURITY: ANNUITIES WITH GUARANTEED LIFETIME WITHDRAWALS HAVE BOTH BENEFITS AND RISKS, BUT REGULATION VARIES ACROSS STATES; ABBREVIATIONS; WHY GAO DID THIS STUDY; WHAT GAO FOUND; BACKGROUND; FEATURES OF VA/GLWBS AND CDAS MAY BENEFIT CONSUMERS BUT ALSO POSE RISKS TO CONSUMERS AND INSURERS; FEDERAL AND STATE OVERSIGHT VARIES BY TYPE OF PRODUCT AND IS CURRENTLY UNDER INDUSTRY REVIEW; AGENCY COMMENTS; APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY; INDEX.