Where credit is due : bringing equity to credit and housing after the market meltdown /

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Drawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Otros Autores: Rogers, Christy (Editor ), powell, john a., 1947- (Editor ), Carter, Vanessa (Contribuidor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Lanham, Maryland : University Press of America, 2013.
Temas:
Equity > United States.
Credit > United States.
Financial crises > United States.
Housing > United States > Finance.
Discrimination in consumer credit > United States.
Discrimination in mortgage loans > United States.
Crédit > États-Unis.
Logement > États-Unis > Finances.
Discrimination dans le crédit à la consommation > États-Unis.
Discrimination dans les prêts hypothécaires > États-Unis.
LAW > Administrative Law & Regulatory Practice.
Credit
Discrimination in consumer credit
Discrimination in mortgage loans
Equity
Financial crises
Housing > Finance
United States
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Overview / Christy Rogers
  • Understanding the subprime crisis: institutional evolution and theoretical views / Gary A. Dymski
  • Subprime lending, foreclosure and race: an introduction to the role of securitization in residential mortgage finance / Christopher L. Peterson
  • A structural racism lens on subprime foreclosures and vacant properties / Rick Cohen
  • Subprime lending, mortgage foreclosure and race: how far have we come and how far have we to go? / Ira Goldstein and Dan Urevick-Ackelsberg
  • Subprime lending in the city of Cleveland and Cuyahoga County / Jeffrey D. Dillman
  • Bending toward justice: an empirical study of foreclosures in one neighborhood three years after impact and a proposed framework for a better community / Mark Ireland
  • The foreclosure crisis and fair credit access in immigrant communities / Deyanira Del Rio
  • An ethnographic view of impact: asset stripping for people of color / Hannah Thomas
  • Affirmatively furthering fair housing: a critical component of the neighborhood stabilization program / Ira Goldstein, Kennen Gross, and Dan Urevick-Ackelsberg
  • Fannie, Freddie, and the future of fair housing / Jillian Olinger
  • Fannie Mae and Freddie Mac: how can we improve their support of the mortgage market? / Thomas H. Stanton
  • Furthering fair housing, the housing finance system, and the government sponsored enterprises / Henry Korman
  • Give credit where credit is due: overhauling the CRA / Mark A. Willis
  • Breaking the bank / (Re)making the bank: America's financial crisis and the implications for sustainable advocacy for fair credit and fair banking / Manuel Pastor, Rhonda Ortiz, and Vanessa Carter
  • The housing and credit crisis revisited: looking back and moving forward / john a. powell and Jason Reece.

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