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019 |a 961568869  |a 962707616  |a 1058001229  |a 1259068352 
020 |a 9781612099033  |q ebook 
020 |a 1612099033 
020 |z 1608768015  |q hbk. 
020 |z 9781608768011  |q hbk. 
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072 7 |a BUS  |x 033020  |2 bisacsh 
082 0 0 |a 368.8/5400973  |2 22 
049 |a UAMI 
245 0 0 |a Insolvency issues and the FDIC /  |c Philip B. Williamson Jr., editor. 
264 1 |a New York :  |b Nova Science Publishers,  |c c2010. 
300 |a 1 online resource. 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
490 1 |a Financial institutions and services 
500 |a Includes index. 
588 |a Description based on print version record. 
505 0 |a INSOLVENCY ISSUES AND THE FDIC; FINANCIAL INSTITUTIONS AND SERVICES; CONTENTS; PREFACE; A YEAR IN BANK SUPERVISION: 2008 AND A FEW OF ITS LESSONS; BANK SUPERVISION; The Prelude to the Events of 2008; A Selective 2008 Chronology; The First Quarter; 2008: THE YEAR OF THE BANK HOLDING COMPANY; Total assets converting to bank holding company status or acquired by bank holdingcompanies in these transactions: 4.3 trillion; The Second Quarter; The Third Quarter; The Fourth Quarter; TROUBLED ASSET RELIEF PROGRAM CAPITAL PURCHASE PROGRAM; Areas of Bank Regulatory and Supervisory Focus Beyond 2008. 
505 8 |a UnderwritingConsumer Protection; Capital; Concentrated Risk; Liquidity; Public Stakeholders; Conclusion; REMOTE DEPOSIT CAPTURE: A PRIMER; Background; Managing RDC Risks; Operational Risks and Controls; Customer Screening; Monitoring and Reporting; Vendor Screening; Customer Audits; Business Continuity Planning; Change Control Processes; Insurance; Legal Risks and Controls; Compliance Risks and Controls; Conclusion; Future Prospects; FROM THE EXAMINER'S DESK: CHANGES TO REGULATION Z AFFORD INCREASED CONSUMER PROTECTIONS. 
505 8 |a New and Enhanced Protections for Consumers of Higher-Priced and High-Cost Mortgage LoansNew Protections for Consumers of Higher-Priced Mortgage Loans; Relying on the collateral securitizing the loan without regard to the consumer's ability to repay the loan; Relying on the consumer's income or assets without verifying such amounts through reasonably reliable third-party documents; COMPLIANCE PRACTITIONER NOTE; Imposing a prepayment penalty after two years or imposing a prepayment penalty at any time under certain circumstances65. 
505 8 |a Failing to escrow for property taxes and mortgage-related insurance when the mortgage loan is secured by a first lienHIGHER-PRICED MORTGAGES AND HMDA; Enhanced Protections for Consumers of High-Cost Mortgage Loans; Collateral-based Lending without Regard to Repayment Ability; Prepayment Penalties; IMPACT OF REGULATION Z'S HIGHER-PRICED AND HIGH-COST MORTGAGE AMENDMENTS ON NONTRADITIONAL AND SUBPRIME MORTGAGE GUIDANCE; Appraisal and Servicing Protections for Consumers of Mortgage Loans Secured by the Consumer's Principal Dwelling. 
505 8 |a Expanded and Enhanced Early Disclosure Requirements and New Prohibitions against Deceptive AdvertisingEarly Disclosures; Advertising; Effective Dates; Conclusion; OVERVIEW OF SELECTED REGULATIONS AND SUPERVISORY GUIDANCE; End Notes; THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC): EFFORTS TO SUPPORT FINANCIAL AND HOUSING MARKETS; SUMMARY; BRIEF OVERVIEW OF FDIC FUNCTIONS; Deposit Insurance; Resolution of Bank Failures; EFFORTS TO SUPPORT FINANCIAL AND HOUSING MARKETS15; Increase in Deposit Insurance; Support of the Deposit Insurance Fund; Temporary Liquidity Guarantee Program. 
546 |a English. 
590 |a eBooks on EBSCOhost  |b EBSCO eBook Subscription Academic Collection - Worldwide 
610 2 0 |a Federal Deposit Insurance Corporation. 
610 2 7 |a Federal Deposit Insurance Corporation  |2 fast 
650 0 |a Deposit insurance  |z United States. 
650 0 |a Banks and banking  |x Government policy  |z United States. 
650 0 |a Banks and banking  |x State supervision  |z United States. 
650 6 |a Assurance-dépôts  |z États-Unis. 
650 6 |a Banques  |x Contrôle de l'État  |z États-Unis. 
650 7 |a BUSINESS & ECONOMICS  |x Insurance  |x Casualty.  |2 bisacsh 
650 7 |a Banks and banking  |x Government policy  |2 fast 
650 7 |a Banks and banking  |x State supervision  |2 fast 
650 7 |a Deposit insurance  |2 fast 
651 7 |a United States  |2 fast 
700 1 |a Williamson, Philip B. 
776 0 8 |i Print version:  |t Insolvency issues and the FDIC  |d New York : Nova Science Publishers, c2010.  |z 9781608768011 (hbk.)  |w (DLC) 2009051581 
830 0 |a Financial institutions and services. 
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