Shortchanged : life and debt in the fringe economy /

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Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" direc...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Karger, Howard Jacob, 1948-
Formato: Electrónico eBook
Idioma:Inglés
Publicado: San Francisco, CA : Berkeley, CA : Berrett-Koehler ; Publishers Group West [distributor], ©2005.
Edición:1st ed.
Colección:BK currents book.
Temas:
Poor > United States.
Working class > United States > Economic conditions.
Informal sector (Economics) > United States.
Financial services industry > United States.
Debt > United States.
Microfinance > United States.
Pawnbroking > United States.
Loans, Personal > United States.
Working poor > United States.
Marginality, Social > United States.
Microcrédit > États-Unis.
Prêts sur gages > États-Unis.
Prêts personnels > États-Unis.
Travailleurs pauvres > États-Unis.
Exclusion sociale > États-Unis.
Travailleurs > États-Unis > Conditions économiques.
Secteur informel (Économie politique) > États-Unis.
Services financiers > États-Unis.
Dettes > États-Unis.
BUSINESS & ECONOMICS > Finance.
POLITICAL SCIENCE > Political Economy.
Working poor
Pawnbroking
Microfinance
Marginality, Social
Loans, Personal
Debt
Financial services industry
Informal sector (Economics)
Poor
Working class > Economic conditions
United States
Acceso en línea:Texto completo
Texto completo
Tabla de Contenidos:
  • pt. I. Overview of the fringe economy
  • 1. America's changing fringe economy
  • 2. Why the fringe economy is growing
  • 3. Debt and the functionally poor middle class
  • pt. II. The fringe sectors
  • 4. The credit card industry
  • 5. Storefront loans : pawnshops, payday loans, and tax refund lenders
  • 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications
  • 7. Fringe housing
  • 8. Real estate speculation and foreclosure
  • 9. The fringe auto industry
  • 10. The getting-out-of-debt industry
  • pt. III. Looking forward
  • 11. What can be done to control the fringe economy?
  • Glossary.

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