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From buildings and loans to bail-outs : a history of the American savings and loan industry, 1831-1995 /

For most Americans, the savings and loan industry is defined by the fraud, ineptitude, and failures of the 1980s. These events, however, overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s, savings and loans, then kn...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Mason, David Lawrence
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Cambridge ; New York : Cambridge University Press, 2004.
Temas:
Acceso en línea:Texto completo

MARC

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100 1 |a Mason, David Lawrence. 
245 1 0 |a From buildings and loans to bail-outs :  |b a history of the American savings and loan industry, 1831-1995 /  |c David L. Mason. 
260 |a Cambridge ;  |a New York :  |b Cambridge University Press,  |c 2004. 
300 |a 1 online resource (xii, 349 pages) 
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500 |a Title from e-book title screen (viewed October 17, 2007). 
504 |a Includes bibliographical references (pages 319-340) and index. 
505 0 |a A movement takes shape, 1831-1899 -- The rise of the league, 1900-1929 -- From state to federal oversight -- The movement becomes an industry, 1930-1945 -- The glory years, 1946-1955 -- External challenges and internal divisions, 1956-1966 -- Lost opportunities, 1967-1979 -- Deregulation and disaster, 1979-1988 -- Resolving the crisis, restoring the confidence, 1989-1995 -- The American savings and loan industry in perspective. 
520 |a For most Americans, the savings and loan industry is defined by the fraud, ineptitude, and failures of the 1980s. These events, however, overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s, savings and loans, then known as building and loans, encouraged their working-class members to adhere to the principles of thrift and mutual cooperation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry, from its origins as a movement of loosely affiliated collection of institutions, into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic-Americans, and African-Americans, used thrifts to improve their lives and elevate their positions in society. The book ends with an analysis of the efforts to rehabilitate the industry in the 1990s. 
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650 0 |a Savings and loan association failures  |z United States  |x History. 
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