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From buildings and loans to bail-outs : a history of the American savings and loan industry, 1831-1995 /
For most Americans, the savings and loan industry is defined by the fraud, ineptitude, and failures of the 1980s. These events, however, overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s, savings and loans, then kn...
| Clasificación: | Libro Electrónico |
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| Autor principal: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Cambridge ; New York :
Cambridge University Press,
2004.
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| Temas: | |
| Acceso en línea: | Texto completo |
| Sumario: | For most Americans, the savings and loan industry is defined by the fraud, ineptitude, and failures of the 1980s. These events, however, overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s, savings and loans, then known as building and loans, encouraged their working-class members to adhere to the principles of thrift and mutual cooperation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry, from its origins as a movement of loosely affiliated collection of institutions, into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic-Americans, and African-Americans, used thrifts to improve their lives and elevate their positions in society. The book ends with an analysis of the efforts to rehabilitate the industry in the 1990s. |
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| Notas: | Title from e-book title screen (viewed October 17, 2007). |
| Descripción Física: | 1 online resource (xii, 349 pages) |
| Bibliografía: | Includes bibliographical references (pages 319-340) and index. |
| ISBN: | 0511215258 051120809X 9780511208096 9780511215254 9780521827546 052182754X 0511217048 9780511217043 9780511511714 051151171X 1280540486 9781280540486 9786610540488 6610540489 9780521101226 0521101220 1107147271 9781107147270 0511211678 9780511211676 0511315686 9780511315688 0511213441 9780511213441 |