Consumer Lending in Theory and Practice.

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Teplý, Petr
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Prague : Karolinum Press, 2016.
Temas:
Consumer credit.
Crédit à la consommation.
Consumer credit
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Cover; Table of Contents; List of Figures; List of Tables; List of Abbreviations; Foreword; THEORETICAL PART; 1. Theoretical background: definition of responsible borrowing and lending; 1.1 Definition of responsible lending; 1.2 Definition of responsible borrowing; 1.3 Definition of security; 2. Theoretical aspects of regulation and supervision over consumer credit markets
  • a case study on the Czech Republic; 2.1 General framework; 2.2 Regulated part of the consumer credit market in the Czech Republic; 2.3 Unregulated part of the consumer credit market in the Czech Republic.
  • 3. Theoretical aspects of consumer credit markets
  • a case study on the Czech Republic3.1 Household indebtedness in the Czech Republic and in the European Union; 3.2 Analysis of consumer credit products in the Czech Republic; 3.3 Financial literacy; EMPIRICAL PART; 4. Methodology of construction of The Navigator of Responsible Lending; 4.1 Navigator construction; 4.2 The potential lender (supply side); 4.3 Ex-ante credit parameters (product design); 4.4 Ex-post credit parameters; 4.5 Credit applicants (demand side); 4.6 Outline of the calculation of the Navigator value.
  • 5. Results of the Navigator for 20135.1 Results of the Navigator for a CZK 30,000 credit; 5.2 Results of The Navigator for a CZK 100,000 credit; 5.3 Over-all results of the Navigator 2013; 5.4 Comparing the Navigator results in 2012 and 2013; 6. Conclusion; 7. References; 8. Appendix; 9. Enclosures; 9.1 The Czech Credit Consumer Act (English translation); 9.2 The annual percentage rate of charge calculation
  • a case study; 9.3 An alternative view on indebtedness; 9.4 Regulation of the Czech consumer credit market
  • a regulator's view.
  • 9.5 Regulation of the global consumer credit market
  • a regulator's view9.6 Financial education
  • a case study; 9.7 Responsible lending in a bank
  • a case study; 9.8 Responsible lending in a nonbank institution
  • a case study; About author; Index.

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