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The Global Findex database 2017 : measuring financial inclusion and the fintech revolution /
In 2011 the World Bank-with funding from the Bill and Melinda Gates Foundation-launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global...
| Clasificación: | Libro Electrónico |
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| Autor principal: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Washington, D.C. :
World Bank,
[2018]
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| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- Cover; Half Title; Title; Copyright; Contents; Foreword; Acknowledgments; About the Global Findex database; Overview; Why financial inclusion matters for development; Continued growth in account ownership; Persistent inequality in account ownership; Who remains unbanked-and reasons why; How people make and receive payments; How people access and use their accounts; Patterns in saving, credit, and financial resilience; Increasing financial inclusion through digital technology; 1 Account ownership; Account ownership around the world; Gender gaps in account ownership.
- Gaps in account ownership between richer and poorerDifferences in account ownership by other individual characteristics; 2 The unbanked; Who the unbanked are; Why people remain unbanked; 3 Payments; Payments from government to people; Payments from businesses to people-private sector wages; Other payments for work; Payments from people to businesses-utility payments; Payments between people-domestic remittances; 4 Use of accounts; Use of accounts for digital payments; Use of accounts for saving; Accounts that remain inactive; 5 Saving, credit, and financial resilience; How and why people save.
- How and why people borrowFinancial resilience; Spotlight: Access to mobile phones and the internet around the world; 6 Opportunities for expanding financial inclusion through digital technology; The landscape for digital payments; Opportunities for expanding account ownership among the unbanked; Opportunities for increasing the use of accounts among the banked; References; Survey methodology; Indicator table; Global Findex glossary; A; B; F; H; M; N; O; P; R; S; U; Figures; O.1 The gender gap in account ownership persists in developing economies.
- O.2 More people who have an account are using it for digital paymentsO. 3 Globally, more than half of adults who save choose to do so at a financial institution; O.4 Borrowers are more likely to rely on formal credit in high-income economies than in developing ones; O.5 People in high-income economies are more likely to be able to raise emergency funds-and to do so through savings; 1.1 Account ownership differs substantially even within income groups; 1.2 Financial institution accounts have fueled the growth in account ownership since 2011.
- 1.3 Account ownership has grown in some developing economies, stagnated in others1.4 Mobile money has boosted account ownership in parts of Sub-Sahar an Africa; 1.5 Mobile money can play an important part in fragile and conflict-affected economies; 1.6 Overall in developing economies, women are less likely than men to have an account; 1.7 The size of the gender gap in account ownership varies across economies; 1.8 Some developing economies have no appreciable gender gap in account ownership-and a few have one that goes the other way.