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Creating strategic value through financial technology /

"Lessons in innovation from key FinTech trends and successes Creating Strategic Value through Financial Technology explores the growing Financial Technology (FinTech) industry to provide insight on how traditional financial institutions and FinTech companies can boost innovation and enhance val...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Wilson, Jay D., 1981- (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Hoboken, New Jersey : Wiley, 2017.
Colección:Wiley finance series
Temas:
Acceso en línea:Texto completo

MARC

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100 1 |a Wilson, Jay D.,  |d 1981-  |e author. 
245 1 0 |a Creating strategic value through financial technology /  |c Jay D. Wilson, Jr. 
264 1 |a Hoboken, New Jersey :  |b Wiley,  |c 2017. 
264 4 |c ©2017 
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500 |a Includes index. 
520 |a "Lessons in innovation from key FinTech trends and successes Creating Strategic Value through Financial Technology explores the growing Financial Technology (FinTech) industry to provide insight on how traditional financial institutions and FinTech companies can boost innovation and enhance valuation in a complex regulatory environment. In plumbing the depth and breadth of several niches within in the FinTech sector, author Jay Wilson uncovers key themes that have contributed to the industry's success; in this book, he maps them together to provide useful guideposts for investors, entrepreneurs, and traditional institutions looking to facilitate growth as technology and financial services collide. With an expert's perspective on FinTech history and outlook, certain trends and examples of value-enhancing strategies stand out. FinTech niches covered include: payments, crowdfunding, alternative/marketplace lending, the blockchain, and technology solutions in the context of banking, insurance, and investment companies. There is no denying the growing importance of technology in the financial services industry, and the FinTech sector offers valuable solutions for a diverse array of financial services providers and their customers. This book guides you through several niches of the FinTech sector, and highlights the most important takeaways from recent endeavors. Navigate the financial technology sector Enhance customer and product offerings Improve efficiency and cost structure Enhance profitability and company valuation from the intersection of technology and finance Innovation and customer preference is a key driver of FinTech's growth. Customers are demanding better value and convenience, and the organizations that provide it are reaping the rewards of growth. As financial regulations grow more and more complex, and customers are presented with more and more options, it is becoming imperative for traditional institutions to modernize processes and carve out a place in the future of financial services. Creating Strategic Value through Financial Technology provides a handbook for navigating that space, with practical guidance on how FinTech companies and traditional financial institutions can enhance profitability and valuation from the trends"--  |c Provided by publisher. 
520 |a "This book provides a map of the FinTech industry and presents guideposts for navigating the landscape of the sector so that different parties (investors, entrepreneurs, and traditional financial service companies) can enhance customer/product offerings, improve efficiency/cost structure, and ultimately profit as financial services and technology increasingly intersect"--  |c Provided by publisher. 
500 |a Machine generated contents note: Preface xi Acknowledgments xv SECTION ONE CHAPTER 1 What Is Financial Technology? 3 Technology's Impact on Financial Services 3 What Is FinTech and Who Are the Players? 5 Why the Hype for FinTech? 10 Why Is FinTech Potentially So Important to Society? 12 Recent Trends and Market Conditions for the FinTech Industry 14 Conclusion 18 Notes 19 CHAPTER 2 Community Banks and FinTech 21 Is FinTech a Threat or an Opportunity for Community Banks? 21 FinTech's Potential Impact on Bank Valuation 29 How Community Banks Can Help FinTech Companies 31 Conclusion 32 Notes 33 CHAPTER 3 The Historical Context for FinTech 35 Introduction 35 FinTech History 35 Visa and MasterCard: The Largest IPOs in FinTech History 40 Core Vendors 43 Notes 50 SECTION TWO CHAPTER 4 State of Community Banks Embracing FinTech Today 53 Introduction 53 Overview of U.S. Community Bank Industry Trends 53 Banks and FinTech Increasingly Intersect 56 Serving More Customers Digitally 56 Evolving Regulatory Oversight of FinTech 61 Conclusion 66 Notes 67 CHAPTER 5 The Alternative Lending Niche 70 The Mortgage Market 70 The Consumer Lending Market 72 Government Regulation of Alternative Lending Platforms 78 Conclusion 79 Notes 80 CHAPTER 6 The Payments Niche 82 Trends to Watch 82 Digital Currencies and Blockchain Technology 91 Conclusion 99 Notes 100 CHAPTER 7 The Wealth Management Niche 104 Introduction 104 The Evolution of the Online Brokerage Industry 106 The Rise of Robo-Advisors 108 Conclusion 116 Notes 118 CHAPTER 8 InsurTech and the Future of Insurance 120 Introduction to InsurTech 121 Technology Trends in Insurance 123 Conclusion 129 Notes 129 SECTION THREE CHAPTER 9 Partnering with a FinTech Company 133 Introduction 133 Conclusion 154 Notes 155 CHAPTER 10 Early Stage FinTech Valuation Issues 156 Introduction 156 Why You Should Have a Valuation Performed 157 Valuation Considerations for FinTech Companies 160 What about Preferences and FinTech Valuations? 172 Special Issues: Valuations for Other Stakeholders 173 Conclusion 183 Notes 183 CHAPTER 11 Acquiring a FinTech Company 185 Introduction 185 Recent Trends in FinTech M & A Activity 187 Metrics to Analyze FinTech Transactions 192 Accounting Considerations and Goodwill Creation in FinTech Deals 202 Special Issues to Consider with FinTech M & A 218 Conclusion 224 Notes 224 CHAPTER 12 Liquidity Options Beyond a Sale 227 Introduction 227 Liquidity Options 228 Is Your Buy-Sell Agreement Solidly Built? 234 Conclusion 240 Notes 240 CHAPTER 13 Is There a Bubble Forming in FinTech? 242 Introduction 242 Factors Leading to a Bubble? 243 Signs That a Bubble May Be Forming in FinTech 246 Case Study of a FinTech Failure 246 Conclusion 251 Notes 252 Index 253. 
504 |a Includes bibliographical references and index. 
505 0 |a Cover ; Contents ; Preface ; Acknowledgments ; Section One ; Chapter 1: What Is Financial Technology?; Technology's Impact on Financial Services ; What Is FinTech and Who Are the Players? ; Why the Hype for FinTech? ; Why Is FinTech Potentially So Important to Society? 
505 8 |a Recent Trends and Market Conditions for the FinTech Industry Conclusion ; Notes ; Chapter 2: Community Banks and FinTech ; Is FinTech a Threat or an Opportunity for Community Banks? ; FinTech's Potential Impact on Bank Valuation ; How Community Banks Can Help FinTech Companies. 
505 8 |a Conclusion Notes ; Chapter 3: The Historical Context for FinTech ; Introduction ; FinTech History ; Visa and MasterCard: The Largest IPOs in FinTech History ; Core Vendors ; Notes ; Section Two ; Chapter 4: State of Community Banks Embracing FinTech Today ; Introduction. 
505 8 |a Overview of U.S. Community Bank Industry Trends Banks and FinTech Increasingly Intersect ; Serving More Customers Digitally ; Evolving Regulatory Oversight of FinTech ; Conclusion ; Notes ; Chapter 5: The Alternative Lending Niche ; The Mortgage Market ; The Consumer Lending Market. 
505 8 |a Government Regulation of Alternative Lending Platforms Conclusion ; Notes ; Chapter 6: The Payments Niche ; Trends to Watch ; Digital Currencies and Blockchain Technology ; Conclusion ; Notes ; Chapter 7: The Wealth Management Niche ; Introduction. 
588 0 |a Online resource (Bloomberg Law, viewed March 5, 2018). 
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