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Ready for Pretirement : 3 Secrets for Safe Money and a Fabulous Future /

Ready For PREtirement: Everything You Need To Know NOW So Your Money Is There When You Need It is a comprehensive guide designed to help you plan for retirement NOW. Retirement planning can be scary, confusing and overwhelming, especially if you wait until you're faced with a family medical eme...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Miller, Kris (Autor)
Formato: Electrónico eBook
Idioma:Inglés
Publicado: [Place of publication not identified] : Morgan James Publishing, 2012.
Temas:
Acceso en línea:Texto completo

MARC

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520 |a Ready For PREtirement: Everything You Need To Know NOW So Your Money Is There When You Need It is a comprehensive guide designed to help you plan for retirement NOW. Retirement planning can be scary, confusing and overwhelming, especially if you wait until you're faced with a family medical emergency. It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice. But a little planning goes a long way. The worksheets and tools included in Ready For PREtirement make it easy to get started. Learn how to create a Living Will and a Living Trust. Designate Guardians for your young children and make sure that your family is cared for, even if you can't be here to take care of them yourself. While older people have pressing financial planning issues related to age and health, retirement planning isn't just for Seniors. Author Kris Miller taps into her vast Estate Planning experience and explains why you should get started now -- even in your 20's, 30's, and 40's. Ready For PREtirement is designed to offer -- in easy-to-understand terms -- an overview of all the financial decisions that everyone will need to make at some point in their lives. From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary financial guidance for everyone. For those who haven't even started their PREtirement planning yet, Ready For PREtirement will serve as the first step. So get started and get Ready For PREtirement. 
505 0 |a Intro; Title Page; Copyright Page; Dedication; Acknowledgments; Contents; Introduction; The Unexpected Emotional and Financial Cost of the Death of a Loved One; Let's Begin: Are You Ready for PREtirement?; Financial Security: Will Your Money Be There When You Need It?; What You Will Learn In This Book; Chapter 1: PREtirement Now-What Does It All Mean?; Responding to Our Biggest Challenges; Challenge 1: Being Part of the Sandwich Generation; Challenge 2: Dealing with an Unexpected Catastrophic Illness and Long Term Care; Challenge 3: Families and Money; Challenge 4: Social Security and Taxes 
505 8 |a Challenge 5: Estate Planning Decisions and How They Affect Your Family and FriendsChallenge 6: The Stock Market Myths that Just Won't Die; Challenge 7: Having Funds for a Secure and Comfortable Retirement; Your Relationship With Money; Chapter 2: The First Secret-Retirement Planning, The Living Trust and Your Estate Planning Decisions; Take Control of the Estate Planning Process; The Difference Between A Will and a Trust; Naming a Personal Representative; Naming a Guardian for Your Minor Children; Specific Distributions; Marital Concerns 
505 8 |a Children's Shares-Creation of Trust for Minor and/or Adult ChildrenThe Common Trust; Terms of the Child's Trust; "Special Needs Trust" for a Disabled Child; Ultimate Distributions; Naming a Trustee; Initial Trustees; Successor Trustees; Powers of Attorney; When Should the Power of Attorney Become Effective?; Your Living Will; Artificially Provided Food and Water; Organ Donation; Time for Changes: PREpare for PREtirement; Estate Planning Tools for Charitable Giving; Chapter 3: The Second Secret-Long Term Care Options and Protection of Assets; Option 1: Purchase Insurance 
505 8 |a Option 2: Protect Your Nest Egg-Buy an AnnuityOption 3: Set Up a Reverse Mortgage; State and Federal Government Intervention; Chapter 4: The Second Secret, Part 2-Medicaid Planning and Entitlement Programs; What is Medicaid?; What Is Covered by Medicaid?; Applying for Benefits; Medical Qualification Rules; Income Qualification Rules; Asset Qualification Rules; Married: Community Spouse Resource Allowance (CSRA); Transferring Assets (Gifts); Estate Recovery; Chapter 5: The Third Secret-Financial Legacy and the Excellent PREtirement Choice; No Risk, Just Reward 
505 8 |a The Top Three Myths of Financial PlanningSummary and Plan of Action; About Kris Miller, ChFEB, CSA, LDA; An Invitation from Kris Miller; Appendix Contents; Appendix A Organization of Documents; Appendix B Revocable Living Trusts; Appendix C Checklist of Activities After a Death; Appendix D Documents Checklist; Appendix E Personal Information and Funeral Plans; Appendix F Assets and Possessions; Appendix G Family Medical Information; PREtirement Glossary; Helpful Internet Resources for Retirees, Aging Adults, and Caregivers 
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