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Banking the world : empirical foundations of financial inclusion /

About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast "unbanked" population, we need to consider not only such product innovations as microfinance and mobi...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Otros Autores: Cull, Robert J. (Editor ), Demirgüç-Kunt, Aslı, 1961- (Editor ), Morduch, Jonathan (Editor )
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Cambridge, Mass. : MIT Press, [2013]
Temas:
Acceso en línea:Texto completo

MARC

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245 0 0 |a Banking the world :  |b empirical foundations of financial inclusion /  |c edited by Robert Cull, Asli Demirgüç-Kunt, and Jonathan Morduch. 
264 1 |a Cambridge, Mass. :  |b MIT Press,  |c [2013] 
264 4 |c ©2013 
300 |a 1 online resource (vi, 511 pages) 
336 |a text  |b txt  |2 rdacontent 
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504 |a Includes bibliographical references and index. 
520 8 |a About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast "unbanked" population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates. 
588 0 |a Online resource; title from PDF title page (ProQuest, viewed September 25, 2017). 
505 0 |a Half the world is unbanked / Alberto Chaia [and others] -- Cause and effect of financial access: cross-country evidence from the FinScope surveys / Patrick Honohan, Michael King -- How to ask households about financial services: experimental evidence from Ghana and Timor-Leste / Robert Cull, Kinnon Scott -- Going with the flow: measuring financial usage in poor households / Daryl Collins -- The economic impact of expanding access to finance in Mexico / Miriam Bruhn, Inessa Love -- Finance and hunger: empirical evidence of the agricultural productivity channel / Stijn Claessens, Erik Feijen -- Entrepreneurial finance in the wester Balkans: characteristics of the newly self-employed in Albania, Bosnia and Herzegovina, and Serbia / Ash Demirgüç-Kunt, Leora F. Klapper, Georgios A. Panos -- The impact of international remittances on income, work efforts, poverty, and inequality: evidence from Vietnam household living standard surveys / Nguyen Viet Cuong, Marrit van den Berg, Robert Lensink -- Mortgage finance in Central and Eastern Europe: opportunity or burden? / Thorsten Beck, Katie Kibuuka, Erwin R. Tiongson -- Measuring personality traits and predicting loan default with experiments and surveys / Dean Karlan, Senhil Mullainathan, Omar Robles -- Valuing financial literacy / Shawn Cole, Thomas Sampson, Bilal Zia -- Use of biometric technology in developing countries / Xavier Giné [and others] -- Accessing credit from banks, microfinance institutions, and informal groups: what is the role of social capital? / Anni Heikkilä, Panu Kalmi, Olli-Pekka Ruuskanen -- Ten research questions / Jonathan Morduch. 
590 |a ProQuest Ebook Central  |b Ebook Central Academic Complete 
650 0 |a Finance  |z Developing countries. 
650 0 |a Banks and banking  |z Developing countries. 
650 0 |a Financial institutions  |z Developing countries. 
650 7 |a BUSINESS & ECONOMICS  |x Banks & Banking.  |2 bisacsh 
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650 7 |a Poverty & unemployment.  |2 thema 
650 7 |a Banking.  |2 thema 
650 7 |a Finance.  |2 thema 
650 7 |a Economics.  |2 ukslc 
653 |a ECONOMICS/Trade & Development 
653 |a ECONOMICS/Finance 
700 1 |a Cull, Robert J.,  |e editor. 
700 1 |a Demirgüç-Kunt, Aslı,  |d 1961-  |e editor.  |1 https://id.oclc.org/worldcat/entity/E39PBJtCBFtTct3Yh7PDx9Btrq 
700 1 |a Morduch, Jonathan,  |e editor. 
758 |i has work:  |a Banking the world (Text)  |1 https://id.oclc.org/worldcat/entity/E39PCGWbbJWfwmJvXKqxk7KC43  |4 https://id.oclc.org/worldcat/ontology/hasWork 
776 0 8 |i Print version:  |t Banking the world.  |d Cambridge, Mass. : MIT Press, ©2013  |z 9780262018425  |w (DLC) 2012016234  |w (OCoLC)793187641 
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