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Access to Finance : Microfinance Innovations in the People's Republic of China.

Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Asian Development Bank
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Asian Development Bank, 2015.
Temas:
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Cover
  • Contents
  • Tables and Figures
  • Tables
  • 1 Regulated Rural and Microfinance Institutions in the PRC, as at the end of 2012
  • 2 Performance of RCCs and New RFIs in the PRC 2010-2011
  • 3 The Total Loan Portfolio and Nonperforming Loans for Commercial Banks in (2010-2012)
  • 4 The Development of Nonbanking Microloan Institutions in the PRC 2012
  • 5 The Classification of Enterprises in the PRC, by Industry
  • 6 World Bank Definition of Micro, Small and Medium-Sized Enterprises
  • 7 A Summary of Surveys on Credit Demand, Channels and Loan Conditions
  • 8 Comparison between Hard Information and Soft Information
  • 9 Comparison of Loan Technique Classification of Western Banks
  • 10 Major Events with Project Implementation
  • 11 Project Results as Compared to Targets 2006-2010
  • 12 Breakeven Months Required for Partner Financial Institutions
  • 13 The Lending Interest Rates and Cost Structure for Microloans by the 6 Partner Financial Institutions (Unit: percentage of the loan portfolio)
  • 14 Mianzhu Branch Loan Products (Business Loan and Housing Loan)
  • 15 Individual Loan Approval and Disbursement Processes
  • 16 Basic Data on the Four Villages Surveyed
  • 17 Number of Persons Interviewed in the Four Villages
  • 18 Details of Village Meetings in the Four Villages Surveyed
  • 19 Management Committee Structure in the Four Villages Surveyed
  • 20 Provisions of Management Charters of the Four Villages Surveyed
  • 21 Status of Village Development Mutual Aid Funds in the Four Villages Surveyed
  • 22 Loan Applications and Approvals in the Four Villages Surveyed
  • 23 Cropping Input and Output in the Four Villages Surveyed
  • 24 Livestock-Raising Input and Output in the Four Villages Surveyed
  • 25 Three Major Nongovernment Microcredit Programs in the PRC
  • Figures
  • 1 Organizational Chart of CFPA Mirofinance.
  • 2 Authority Structure of the Village Development Mutual Aid Fund
  • Foreword
  • Acknowledgments
  • Abbreviations
  • Rural Financial Innovation in the People's Republic of China
  • Rural Financial Reform
  • Pre-reform Rural Financial Markets and Rural Financial Institutions
  • Reforms Since 2005 and Their Outcomes
  • Unresolved Issues
  • Rural Financial Regulation and Supervision
  • Introduction
  • Rural Financial Markets
  • Urgent Need for Improving Financial Supervision in the Rural Areas
  • Factors that Impede Supervision
  • Recent Efforts to Introduce Innovations in Rural Financial Regulation and Supervision
  • Issues Needing Further Study
  • MSE Finance
  • Introduction
  • Micro and Small Enterprise Financing in the PRC
  • Causes of SME Financing Difficulties and Possible Solutions
  • Relationship Lending
  • Bank Lending Techniques
  • Bank Organization for Small-Enterprise Financing
  • Two Business Models for Small-Enterprise Financing
  • Findings of the Field Survey
  • Pilot Implementation of the IPC Model in the PRC
  • Conclusions
  • Financing the Agricultural Value Chain
  • Introduction
  • Chanyehua and Financial Support
  • Cooperative Financing
  • Agricultural Value Chain Financing
  • Problems for Further Study
  • NGO Microfinance: The Case of CFPA Microfinance
  • Development of CFPA Microfinance
  • Management of CFPA Microfinance
  • Loan Products and Processing
  • Management of Loan Officers
  • Staff Training
  • Analysis and Conclusions
  • Recommendations
  • Village Development Mutual Aid Funds: The Case of Sichuan
  • Introduction
  • Field Surveys and the Implementation of the Village Development Mutual Aid Fund Pilot Projects
  • Poverty Targeting
  • Sustainability
  • Conclusions and Recommendations
  • Lessons and Future Directions
  • Summary
  • Policy Recommendations for Further Reforms
  • Lessons
  • References.