Cargando…

Tying flood insurance to flood risk for low-lying structures in the floodplain /

"Floods take a heavy toll on society, costing lives, damaging buildings and property, disrupting livelihoods, and sometimes necessitating federal disaster relief, which has risen to record levels in recent years. The National Flood Insurance Program (NFIP) was created in 1968 to reduce the floo...

Descripción completa

Detalles Bibliográficos
Clasificación:Libro Electrónico
Autores Corporativos: National Research Council (U.S.). Committee on Risk-Based Methods for Insurance Premiums of Negatively Elevated Structures in the National Flood Insurance Program, National Research Council (U.S.). Water Science and Technology Board, National Research Council (U.S.). Board on Mathematical Sciences and Their Applications
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Washington, D.C. : The National Academies Press, [2015]
Temas:
Acceso en línea:Texto completo

MARC

LEADER 00000cam a2200000 i 4500
001 EBOOKCENTRAL_ocn918983912
003 OCoLC
005 20240329122006.0
006 m o d
007 cr cnu|||unuuu
008 150820s2015 dcuab ob 000 0 eng d
040 |a N$T  |b eng  |e rda  |e pn  |c N$T  |d YDXCP  |d N$T  |d MYG  |d CUS  |d OCLCF  |d EBLCP  |d DEBBG  |d IDB  |d AGLDB  |d LOA  |d ICA  |d K6U  |d STF  |d CCO  |d PIFAG  |d FVL  |d MERUC  |d OIP  |d ZCU  |d U3W  |d BUF  |d D6H  |d WRM  |d VNS  |d OCLCQ  |d VTS  |d EZ9  |d ICG  |d VT2  |d AU@  |d OCLCQ  |d OCLCO  |d WYU  |d LVT  |d TKN  |d DKC  |d OCLCQ  |d M8D  |d OCLCQ  |d OCLCO  |d UKAHL  |d AJS  |d OCLCO  |d OCLCQ  |d OCLCO  |d OCLCL 
019 |a 1055403056  |a 1066623177  |a 1228564965 
020 |a 9780309371674  |q (electronic bk.) 
020 |a 0309371678  |q (electronic bk.) 
020 |a 030937166X 
020 |a 9780309371667 
020 |z 9780309371667 
029 1 |a AU@  |b 000062426333 
029 1 |a AU@  |b 000066770883 
029 1 |a AU@  |b 000068807852 
029 1 |a DEBBG  |b BV043624743 
035 |a (OCoLC)918983912  |z (OCoLC)1055403056  |z (OCoLC)1066623177  |z (OCoLC)1228564965 
043 |a n-us--- 
050 4 |a HG9983.3  |b .T95 2015eb 
072 7 |a BUS  |x 033070  |2 bisacsh 
082 0 4 |a 368.1/22200973  |2 23 
049 |a UAMI 
245 0 0 |a Tying flood insurance to flood risk for low-lying structures in the floodplain /  |c Committee on Risk-Based Methods for Insurance Premiums of Negatively Elevated Structures in the National Flood Insurance Program, Water Science and Technology Board, Division on Earth and Life Sciences, Board on Mathematical Sciences and Their Applications, Division on Engineering and Physical Sciences. 
264 1 |a Washington, D.C. :  |b The National Academies Press,  |c [2015] 
300 |a 1 online resource (xii, 73 pages) :  |b illustrations (some color), maps (some color) 
336 |a text  |b txt  |2 rdacontent 
337 |a computer  |b c  |2 rdamedia 
338 |a online resource  |b cr  |2 rdacarrier 
504 |a Includes bibliographical references. 
588 0 |a Online resource; title from PDF title page (NAP, viewed September 29, 2015). 
520 |a "Floods take a heavy toll on society, costing lives, damaging buildings and property, disrupting livelihoods, and sometimes necessitating federal disaster relief, which has risen to record levels in recent years. The National Flood Insurance Program (NFIP) was created in 1968 to reduce the flood risk to individuals and their reliance on federal disaster relief by making federal flood insurance available to residents and businesses if their community adopted floodplain management ordinances and minimum standards for new construction in flood prone areas. Insurance rates for structures built after a flood plain map was adopted by the community were intended to reflect the actual risk of flooding, taking into account the likelihood of inundation, the elevation of the structure, and the relationship of inundation to damage to the structure. Today, rates are subsidized for one-fifth of the NFIP's 5.5 million policies. Most of these structures are negatively elevated, that is, the elevation of the lowest floor is lower than the NFIP construction standard. Compared to structures built above the base flood elevation, negatively elevated structures are more likely to incur a loss because they are inundated more frequently, and the depths and durations of inundation are greater. Tying Flood Insurance to Flood Risk for Low-Lying Structures in the Floodplain studies the pricing of negatively elevated structures in the NFIP. This report review current NFIP methods for calculating risk-based premiums for these structures, including risk analysis, flood maps, and engineering data. The report then evaluates alternative approaches for calculating risk-based premiums and discusses engineering hydrologic and property assessment data needs to implement full risk-based premiums. The findings and conclusions of this report will help to improve the accuracy and precision of loss estimates for negatively elevated structures, which in turn will increase the credibility, fairness, and transparency of premiums for policyholders."--Publisher's description 
505 0 |a FrontMatter; Acknowledgments; Contents; Summary; 1 The National Flood Insurance Program and the Need for Accurate Rates; 2 NFIP Procedures for Analyzing Flood Hazard and Calculating Insurance Rates; 3 Methods for Assessing Flood Risk; 4 Factors That Affect Risk-Based Premiums for Negatively Elevated Structures; 5 Alternative Approaches and Implementation; References; Appendix A: Biographical Sketches of Committee Members; Appendix B: Glossary; Appendix C: Acronyms and Abbreviations. 
590 |a ProQuest Ebook Central  |b Ebook Central Academic Complete 
610 2 0 |a National Flood Insurance Program (U.S.) 
610 2 7 |a National Flood Insurance Program (U.S.)  |2 fast 
650 0 |a Flood insurance  |z United States. 
650 0 |a Insurance premiums  |z United States. 
650 6 |a Assurance contre les inondations  |z États-Unis. 
650 6 |a Assurance  |x Primes  |z États-Unis. 
650 7 |a BUSINESS & ECONOMICS  |x Insurance  |x Risk Assessment & Management.  |2 bisacsh 
650 7 |a Flood insurance  |2 fast 
650 7 |a Insurance premiums  |2 fast 
651 7 |a United States  |2 fast  |1 https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq 
710 2 |a National Research Council (U.S.).  |b Committee on Risk-Based Methods for Insurance Premiums of Negatively Elevated Structures in the National Flood Insurance Program. 
710 2 |a National Research Council (U.S.).  |b Water Science and Technology Board. 
710 2 |a National Research Council (U.S.).  |b Board on Mathematical Sciences and Their Applications. 
776 0 8 |i Erscheint auch als:  |n Druck-Ausgabe  |t Council, National Research. Tying Flood Insurance to Flood Risk for Low-Lying Structures in the Floodplains 
856 4 0 |u https://ebookcentral.uam.elogim.com/lib/uam-ebooks/detail.action?docID=3439710  |z Texto completo 
938 |a Askews and Holts Library Services  |b ASKH  |n AH36564436 
938 |a Askews and Holts Library Services  |b ASKH  |n AH36618093 
938 |a EBL - Ebook Library  |b EBLB  |n EBL3439710 
938 |a EBSCOhost  |b EBSC  |n 1005071 
938 |a YBP Library Services  |b YANK  |n 12581454 
994 |a 92  |b IZTAP