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Homeownership built to last : balancing access, affordability, and risk after the housing crisis /

The ups and downs in housing markets over the past two decades are withoutprecedent, and the costs-financial, psychological, and social-have beenenormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for buildingwe...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Washington, D.C. : Brookings Institution Press, 2014.
Temas:
Acceso en línea:Texto completo
Tabla de Contenidos:
  • Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert
  • Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus?
  • Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell
  • Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano
  • Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad
  • Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs
  • To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid
  • Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins
  • Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell
  • Balancing affordability, access, and risk
  • Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn
  • Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia
  • Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter
  • The government's role in the evolving mortgage market
  • Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe
  • Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic
  • The role of mortgage finance in financial (in)stability / Mark Calabria
  • Sustaining homeownership
  • Engaging distressed homeowners / Mark Cole
  • The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy
  • Contributors
  • Index.